Are you looking for a reliable banking solution with a strong local presence? If you’re searching for a “Suntrust Bank Near Me”, you’re likely exploring options for convenient and accessible banking services. While SunTrust Bank has transitioned to Truist Bank, the commitment to customer service and valuable financial products remains. And now, Truist is offering an attractive incentive for new customers who open a Truist One Checking account online.
What is the Truist One Checking Account Offer?
Truist Bank is currently offering a $400 bonus for new customers who open a Truist One Checking account online. This limited-time offer is available for accounts opened between October 31, 2024, and April 30, 2025. To qualify for the bonus, you need to enroll in the promotion using the code DC2425TR1400 during the online account opening process and establish qualifying direct deposits.
Specifically, you must receive at least two qualifying direct deposits totaling $1,000 or more within 120 days of opening your new account. A qualifying direct deposit is defined as an electronic deposit of your salary, pension, Social Security benefits, or other regular monthly income from your employer or an outside agency. It’s important to note that transfers between accounts, branch or ATM deposits, online transfers, mobile deposits, or deposits via mail are not considered qualifying direct deposits.
Eligibility Requirements for the $400 Bonus
To be eligible for this offer, you must be a new Truist checking customer. This means that existing Truist personal checking account holders, or individuals who have closed a personal checking account with Truist after October 31, 2023, are not eligible. The offer is limited to Truist One Checking accounts opened online, and the primary account holder must be at least 18 years old and a US resident with a valid US taxpayer identification number.
Geographic restrictions also apply. To qualify, your mailing address must be located in one of the following states or districts: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC. Truist employees, Directors, Officers, and Local Boards/Advisors are also not eligible for this promotion.
How to Claim Your $400 Reward
Claiming your $400 bonus is straightforward. First, ensure you are opening a Truist One Checking account online through the designated offer website. During the online application process, you will be prompted to enter a promo code. Enter DC2425TR1400 in the promo code field to enroll in this specific offer. Make sure to review the full terms and conditions of the offer and accept them before proceeding with account opening.
After opening your account, you need to set up qualifying direct deposits. Once you have received at least two qualifying direct deposits totaling $1,000 or more within 120 days of account opening, you will have met the requirements. Truist will then verify your eligibility.
The $400 reward will be deposited directly into your new Truist One Checking account within 4 weeks after you meet all qualification requirements and Truist verifies your eligibility. To receive the reward, your new checking account must remain open, in good standing, and maintain a balance of at least $0.01 from the time of Truist verification until the reward is deposited.
Important Terms and Conditions
Several important terms and conditions apply to this Truist Bank promotion. The offer is limited to one reward per checking account and per customer. Truist may report the value of the bonus to the IRS as required by law, and any applicable taxes are your responsibility.
You may forfeit the reward if you change your checking account type to one not included in this offer, close your account before the reward is deposited, or if your account has a $0.00 or negative balance when Truist verifies your qualification.
The minimum opening deposit for a Truist One Checking account is $50. This offer is non-transferable and cannot be combined with other checking account offers. Truist reserves the right to modify or discontinue the offer at any time. It’s also important to note that Truist may refuse reward payouts for offers claimed through unauthorized third-party websites. All promotional payouts will be finalized by January 31, 2026.
Finding a Truist Bank Near You (and Opening Online)
While this specific offer requires you to open your Truist One Checking account online, Truist Bank has a wide network of branches for in-person banking services. If you are looking for a “Suntrust bank near me” or a “Truist bank near me”, you can easily find branch locations through the Truist Bank website or using online search tools.
However, to take advantage of this $400 bonus, remember that online account opening is mandatory. You can start the process from the comfort of your home by visiting the Truist Bank offer page and following the instructions to open your Truist One Checking account with the promo code DC2425TR1400.
Opening a Truist One Checking account online and earning a $400 bonus is a great opportunity to experience Truist Bank’s services. Make sure to act before April 30, 2025, and meet the direct deposit requirements to claim your reward.
