Investing in securities always carries risk, and it’s important to remember that you could lose money when investing. Before making financial decisions that might have tax or legal consequences, it’s recommended to consult with your personal tax or legal advisor.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), a registered broker-dealer and investment adviser, provides securities products. They are a Member SIPC and a subsidiary of Bank of America Corporation. MLPF&S offers investment products that are sponsored, managed, distributed, or provided by Bank of America Corporation affiliates.
Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC and a subsidiary of Bank of America Corporation, handles private banking services. Trust and fiduciary services are delivered by Bank of America, N.A., and U.S. Trust Company of Delaware, both indirect subsidiaries of Bank of America Corporation.
Insurance Products are available through Merrill Lynch Life Agency Inc. (MLLA) and Banc of America Insurance Services, Inc., both licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation.
For everyday banking needs, Bank of America, N.A. and affiliated banks, Members FDIC and subsidiaries of Bank of America Corporation, offer banking, credit card, auto loans, mortgage, and home equity products. These are subject to credit approval and terms and conditions. It is not a lending commitment, and terms can change.
Bank of America also provides rewards through everyday banking. “Get more rewards with your everyday banking” is a trademark, and Bank of America and its logo are registered trademarks of Bank of America Corporation.
