Bmo Bank Of The West is dedicated to providing transparent and secure banking services. As a customer or visitor to our platforms, it’s important to understand certain legal and informational notices we provide. This page outlines key disclaimers and information to ensure you are fully informed about our services and your rights.
Firstly, it’s essential to acknowledge the trademarks and service marks mentioned on our website. “App Store” is a service mark of Apple Inc., while “Apple” and the Apple logo are trademarks of Apple Inc., officially registered in the U.S. and other countries. Similarly, “Android,” “Google Play,” and the Google Play logo are trademarks of Google Inc., recognizing their respective platforms where our mobile banking applications may be available.
Our banking products and services are offered in the United States by BMO Bank N.A., a Member of the Federal Deposit Insurance Corporation (FDIC). FDIC membership is crucial as it protects depositors by insuring their deposits up to the legal limit. This provides assurance and security for your funds held with BMO Bank of the West.
BMO Bank N.A. is also an Equal Housing Lender. This designation signifies our commitment to providing housing credit without discrimination based on race, color, national origin, religion, sex, familial status, or disability. Our NMLS number is 401052, which you can use for verification and further information if needed.
We are also committed to supporting the government’s fight against terrorism financing and money laundering. In compliance with the USA Patriot Act, specifically Title III of Pub. L. 107 56, we are required to obtain, verify, and record information that identifies each person who opens an account. When opening a new account, we will ask for information such as your name, address, date of birth, and other details to verify your identity. This may also include requesting a copy of your driver’s license or other identifying documents. For business accounts, we will require similar information for the entity, potentially including incorporation documents. Providing this information is a regulatory requirement, and failure to do so within 30 calendar days may result in account closure.
Please be aware that when you navigate to third-party websites through links on BMO Bank of the West websites, those external sites have their own privacy and security policies, which may differ from ours. Links to other websites do not imply endorsement or approval by BMO Bank of the West. We encourage you to review the privacy and security policies of any website you visit after leaving our site.
Finally, it is important to note that the information provided on our website is for informational purposes only and is not intended as tax or legal advice. It should not be used to avoid tax penalties. For specific tax or legal advice related to your situation, please consult with independent legal and tax advisors. BMO Bank N.A. and its affiliates do not offer legal or tax advice. We encourage you to discuss your personal circumstances with qualified professionals.
