Managing your loan payments should be straightforward and stress-free. At Merrimack County Savings Bank, we understand the importance of convenience, which is why we offer a variety of easy and secure methods to pay your loan. To ensure your payment is processed correctly and on time, please refer to your most recent loan billing statement for the exact amount due. Should you have any questions regarding your loan payment, our dedicated Loan Operations team is ready to assist you. Please do not hesitate to contact us or call us directly at 800.541.0006. We are here to help make your banking experience as smooth as possible.
SmartPay Online Payment Option
For those who prefer the ease of digital banking, Merrimack County Savings Bank provides a seamless online payment solution through SmartPay. If you are not enrolled in our comprehensive online banking services, SmartPay offers a quick and efficient way to manage your loan payments.
Click on the Pay Now with SmartPay link to access SmartPay. You have the option to make a one-time payment by selecting ‘Pay Now’. For added convenience and to streamline future payments, you can also create a username and password. Setting up an account allows you to securely save your payment details and establish automatic payments, ensuring you never miss a due date. SmartPay accepts payments from any checking or savings account using your account and routing number, as well as debit card payments.
Please note: Currently, SmartPay is not supported for payments on ezbusiness loans or overdraft protection lines of credit, including CheckReserve.
Setting Up Automatic Payments
For consistent, hassle-free loan payments, consider setting up automatic payments directly from your bank account. Merrimack County Savings Bank offers an Automatic Payments Form to simplify this process. By completing this form, you authorize regularly scheduled payments to be automatically deducted, giving you peace of mind and helping you avoid late fees. To obtain the Automatic Payments Form and for detailed assistance in setting up this service, please contact our Loan Operations team at 800.541.0006. Our team can guide you through the necessary steps and answer any questions you may have.
Telephone Banking Payments
Merrimack County Savings Bank also offers the convenience of telephone banking for loan payments. Simply call 888.244.6272 to access our telephone banking service. Once connected, press 3 to initiate a funds transfer from your Merrimack checking or savings account directly to your Merrimack loan. If you are a first-time user of telephone banking, the system will prompt you to securely enter your full social security number, account number, and zip code for verification purposes. This secure and efficient method allows you to manage your loan payments from the comfort of your home or while you are on the go.
Other Convenient Payment Methods
In addition to our digital and automated options, Merrimack County Savings Bank provides several other payment methods to suit your preferences:
Pay In Person
For those who prefer face-to-face banking, you can make your loan payments in person at any of our office locations during regular business hours. Our friendly and knowledgeable staff will be happy to assist you with your payment.
Night Deposit
After-hours payments are also accommodated at most office locations via our night deposit service. Payments deposited overnight will be securely processed and credited to your account on the next business day.
Mail or Bill Pay
You can also mail your loan payment or utilize another financial institution’s Bill Pay service. When using these methods, please ensure you include your loan number and any specific payment instructions to guarantee accurate processing. Mail your payments to the following address:
Merrimack County Savings Bank
Attn: Loan Operations
PO Box 2826
Concord, NH 03302
Merrimack County Savings Bank is dedicated to providing you with flexible and accessible loan payment options. We strive to make managing your finances as convenient as possible, allowing you to choose the method that best fits your lifestyle. Whether you prefer online, automated, phone, in-person, or mail payments, we have a solution for you. Contact our Loan Operations team today to learn more or for any assistance you may need. We are committed to serving the financial needs of our community with excellence and convenience.
