Understanding and locating your Bank Of America Aba Number is essential for various banking activities, from setting up direct deposits to initiating wire transfers. This guide provides a detailed overview of Bank of America ABA routing numbers, explaining what they are, how to find yours, and why accuracy is crucial.
Understanding ABA Routing Numbers: The Essentials
An ABA routing number, also known as a routing transit number, is a unique nine-digit code that identifies your financial institution. ABA stands for the American Bankers Association, which developed this system to streamline check processing and electronic fund transfers in the United States. Think of it like a zip code for banks; it directs funds to the correct bank and branch.
Routing numbers are fundamental for:
- Direct Deposits: Receiving payments directly into your account, such as paychecks, Social Security benefits, or tax refunds.
- Automatic Payments: Setting up recurring payments for bills like utilities, loans, or subscriptions.
- Wire Transfers: Sending and receiving money electronically between banks.
- Check Processing: Ensuring paper checks are routed to the correct bank for clearing.
- ACH Transfers: Facilitating electronic transfers through the Automated Clearing House (ACH) network.
The ABA routing number is printed on your checks, typically at the bottom left corner. However, Bank of America has made it even easier to find your specific routing number through online and mobile banking platforms.
Sample check image showing ABA routing number location
How to Find Your Bank of America ABA Number
Bank of America offers convenient ways to locate your ABA routing number:
1. Online Banking: Quick and Easy Access
Bank of America’s online banking platform provides a secure and straightforward method to find your routing number. Here’s how:
- Sign in to Online Banking: Visit the Bank of America website and log in to your online banking account using your credentials.
- Navigate to Account Information: Once logged in, access your account summary page or account details section.
- Find Your Routing Number: Your ABA routing number is typically displayed alongside your account number and other account details. It may be labeled as “Routing Number,” “ABA Number,” or “Transit Routing Number.”
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2. Mobile App: Banking on the Go
For customers who prefer mobile banking, the Bank of America mobile app offers a similar easy access to your routing number:
- Open the Mobile App: Launch the Bank of America mobile app on your smartphone or tablet.
- Log In Securely: Sign in to your account using your mobile banking credentials.
- Access Account Details: Navigate to your account summary or select the specific account for which you need the routing number.
- Locate Your Routing Number: The ABA routing number will be listed within your account details, usually near your account number.
Show me how to find my account info on the Mobile App
3. Paper Checks: Traditional Method
If you have Bank of America checks, your routing number is printed on each check.
- Examine the Bottom of Your Check: Look at the bottom of your check. You will see three sets of numbers.
- Identify the ABA Routing Number: The nine-digit number located on the bottom left corner of your check is your ABA routing number. This is usually the first set of numbers printed at the bottom.
What if You’re Not Enrolled in Online Banking?
While online and mobile banking are the most convenient methods, you can still find your Bank of America ABA number if you are not enrolled in online banking:
- Contact Customer Service: Call Bank of America’s customer service. Be prepared to verify your identity for security purposes. A representative can provide you with your routing number.
- Visit a Branch: Visit a local Bank of America branch. A bank teller can assist you in finding your routing number and provide other account information.
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Bank of America ABA Routing Numbers by State
It’s important to note that Bank of America routing numbers can vary by state. The routing number is generally based on the state where you opened your account, not necessarily where you currently reside. To ensure accuracy, always verify your specific routing number using the methods mentioned above.
Here is a comprehensive list of Bank of America ABA routing numbers by state for different types of transactions:
Bank of America ABA Routing Number: Alabama
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Alaska
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Arizona
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 122101706
- Paper (Ordering Checks): 122101706
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Arkansas
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 082000073
- Paper (Ordering Checks): 082000073
- Wire Transfer: 026009593
Bank of America ABA Routing Number: California
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 121000358
- Paper (Ordering Checks): 121000358
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Colorado
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 123103716
- Paper (Ordering Checks): 123103716
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Connecticut
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 011900254
- Paper (Ordering Checks): 011900571
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Delaware
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 031202084
- Paper (Ordering Checks): 031202084
- Wire Transfer: 026009593
Bank of America ABA Routing Number: District Of Columbia
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 054001204
- Paper (Ordering Checks): 054001204
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Florida
- Florida, East
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 063100277
- Paper (Ordering Checks): 063000047
- Wire Transfer: 026009593
- Florida, West
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 063100277
- Paper (Ordering Checks): 063100277
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Georgia
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 061000052
- Paper (Ordering Checks): 061000052
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Hawaii
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Idaho
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 123103716
- Paper (Ordering Checks): 123103716
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Illinois
- Illinois – South
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 081904808
- Paper (Ordering Checks): 081904808
- Wire Transfer: 026009593
- Illinois – North
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 071000505
- Paper (Ordering Checks): 071000505
- Wire Transfer: 026009593
- Illinois – Chicago Metro
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 081904808
- Paper (Ordering Checks): 071103619
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Indiana
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 071214579
- Paper (Ordering Checks): 071214579
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Iowa
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 073000176
- Paper (Ordering Checks): 073000176
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Kansas
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 101100045
- Paper (Ordering Checks): 101100045
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Kentucky
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 064000020
- Paper (Ordering Checks): 064000020
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Louisiana
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Maine
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 011200365
- Paper (Ordering Checks): 011200365
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Maryland
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 052001633
- Paper (Ordering Checks): 052001633
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Massachusetts
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 011000138
- Paper (Ordering Checks): 011000138
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Michigan
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 072000805
- Paper (Ordering Checks): 072000805
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Minnesota
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 071214579
- Paper (Ordering Checks): 071214579
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Mississippi
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Missouri
- Missouri East/St. Louis
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 081000032
- Paper (Ordering Checks): 081000032
- Wire Transfer: 026009593
- Missouri West/Kansas City
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 081000032
- Paper (Ordering Checks): 101000035
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Montana
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Nebraska
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 123103716
- Paper (Ordering Checks): 123103716
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Nevada
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 122400724
- Paper (Ordering Checks): 122400724
- Wire Transfer: 026009593
Bank of America ABA Routing Number: New Hampshire
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 011400495
- Paper (Ordering Checks): 011400495
- Wire Transfer: 026009593
Bank of America ABA Routing Number: New Jersey
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 021200339
- Paper (Ordering Checks): 021200339
- Wire Transfer: 026009593
Bank of America ABA Routing Number: New Mexico
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 107000327
- Paper (Ordering Checks): 107000327
- Wire Transfer: 026009593
Bank of America ABA Routing Number: New York
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 021000322
- Paper (Ordering Checks): 021000322
- Wire Transfer: 026009593
Bank of America ABA Routing Number: North Carolina
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 053000196
- Paper (Ordering Checks): 053000196
- Wire Transfer: 026009593
Bank of America ABA Routing Number: North Dakota
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Ohio
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 071214579
- Paper (Ordering Checks): 071214579
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Oklahoma
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 103000017
- Paper (Ordering Checks): 103000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Oregon
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 323070380
- Paper (Ordering Checks): 323070380
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Pennsylvania
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 031202084
- Paper (Ordering Checks): 031202084
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Rhode Island
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 011500010
- Paper (Ordering Checks): 011500010
- Wire Transfer: 026009593
Bank of America ABA Routing Number: South Carolina
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 053904483
- Paper (Ordering Checks): 053904483
- Wire Transfer: 026009593
Bank of America ABA Routing Number: South Dakota
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Tennessee
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 064000020
- Paper (Ordering Checks): 064000020
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Texas
- Texas, North
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 111000025
- Paper (Ordering Checks): 111000025
- Wire Transfer: 026009593
- Texas, South
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 111000025
- Paper (Ordering Checks): 113000023
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Utah
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 123103716
- Paper (Ordering Checks): 123103716
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Vermont
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Virginia
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Washington
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 125000024
- Paper (Ordering Checks): 125000024
- Wire Transfer: 026009593
Bank of America ABA Routing Number: West Virginia
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Wisconsin
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 123103716
- Paper (Ordering Checks): 123103716
- Wire Transfer: 026009593
Bank of America ABA Routing Number: Wyoming
- Electronic Payment (Direct Deposits, Automatic Payments, ACH Transfers): 051000017
- Paper (Ordering Checks): 051000017
- Wire Transfer: 026009593
The Importance of Using the Correct ABA Number
Providing the correct Bank of America ABA number is crucial to ensure your financial transactions are processed smoothly and without errors. Using an incorrect routing number can lead to:
- Failed Direct Deposits: Your paycheck or other direct deposits might be delayed or rejected.
- Payment Errors: Automatic payments may fail, potentially resulting in late fees or service disruptions.
- Transfer Delays: Wire transfers and ACH transfers can be delayed, returned, or sent to the wrong account.
To avoid these issues, always double-check your ABA routing number and verify it through official Bank of America channels, such as online banking or the mobile app. Do not assume that the routing number is based on your current state of residence. It is determined by the state where you opened your account.
By using this guide and Bank of America’s resources, you can confidently find and utilize your ABA routing number for all your banking needs, ensuring accurate and efficient transactions.
