In today’s fast-paced world, banking convenience is no longer a luxury, but a necessity. The M&T Mobile Banking App is designed to put you in control of your finances, whether for personal or business needs, allowing you to bank quickly and focus on what truly matters. This powerful tool brings the best of M&T Bank’s online banking services directly to your fingertips.
Convenient Account Access at Your Fingertips
Imagine having 24/7 access to your financial world. With M&T Online Banking through the mobile app, you can effortlessly monitor your accounts. Check available balances in real-time, review transaction history, and stay informed about your credit limits. Need to view a specific check? Access check images directly from your device. For personal account holders, M&T Money Smart takes financial awareness a step further. This integrated tool helps you estimate your net worth, understand your cash flow, centralize all your finances in one place, categorize transactions for better tracking, customize budgets to meet your financial goals, and monitor your spending habits effectively. This comprehensive suite of features ensures you’re always in the know and in control of your financial health through M&T online banking.
Bank Securely with Peace of Mind
Security is paramount in today’s digital landscape. M&T Bank integrates robust security measures into its online banking app to protect your financial information. Access your accounts confidently using your preferred method of secure login, whether it’s a passcode, fingerprint recognition, or facial recognition, all available on compatible devices. Stay one step ahead of potential fraud with M&T Alerts. Receive timely notifications via text, email, or directly through the app, keeping you informed about account activity and potential issues, adding an extra layer of security to your M&T online banking experience.
Swiftly Move Money and Manage Payments
M&T Online Banking empowers you to manage your money with speed and efficiency. Need to send money to family or friends? Zelle®¹ is integrated within the app, allowing you to send money quickly to almost anyone with a bank account in the U.S. Depositing checks is simplified with the mobile deposit feature – no more trips to the bank. For even faster access to funds, M&T Flash Funds™² offers immediate availability for qualifying checks. Seamlessly transfer funds between your M&T accounts or make payments to your M&T loans and credit cards directly within the app. Bill payments are also streamlined with M&T Bill Pay, offering a guarantee³ for added peace of mind, making managing your finances through M&T online banking incredibly convenient.
Effortless Card Management in Your Hands
Take full control of your M&T debit and credit cards through the app. If you misplace your card, you can temporarily lock it to prevent unauthorized use. Reporting a lost or stolen card and ordering a replacement can be done with just a few taps. For shared accounts, easily add authorized users to your personal and business M&T credit cards, simplifying account management. Credit card holders can also conveniently view their M&T credit card rewards points and access their rewards account directly through the app, maximizing the benefits of M&T online banking.
Ready Support and Assistance Whenever You Need It
M&T Bank is committed to providing readily available support. If you need assistance, you can easily call using any of the provided contact numbers within the app. For quick answers to common questions, a comprehensive FAQ section is available. Need to visit a branch or ATM? The app’s locator feature will help you find the nearest locations, ensuring help is always within reach when you are using M&T online banking.
Disclosures:
¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
³To learn more about the Bill Pay Guarantee visit mtb.com/billpay
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
Refer to the Digital Services Agreement for details
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