Understanding ABA routing numbers is crucial for anyone managing a bank account, especially with Bank of America. These nine-digit codes are essential for various financial transactions, from setting up direct deposits to initiating wire transfers. This guide will provide you with a detailed overview of Bank of America ABA routing numbers, why they matter, and how to find the correct one for your needs.
What is an ABA Routing Number?
An ABA routing number, sometimes called a routing transit number, is a unique nine-digit code that identifies financial institutions within the United States. “ABA” stands for the American Bankers Association, the organization that initially developed this system. These numbers are used by banks and credit unions to identify the specific financial institution involved in a transaction. Think of it like a zip code for banks, ensuring funds are routed to the correct destination.
Routing numbers are primarily used for:
- Identifying the Bank: They pinpoint the exact bank involved in a transaction.
- Facilitating Fund Transfers: Routing numbers are necessary for electronic transfers like direct deposits and ACH payments.
- Processing Checks: They are printed on checks to ensure they are processed through the correct banking channels.
Why are Bank of America ABA Routing Numbers Important?
Bank of America routing numbers are essential for a variety of banking activities. You’ll need your routing number to:
- Set up Direct Deposit: Whether it’s your paycheck, Social Security benefits, or tax refunds, direct deposit requires your routing number and account number. Providing the correct Bank of America routing number ensures your funds are deposited into your account promptly and accurately.
- Make ACH Transfers: Automated Clearing House (ACH) transfers are common for online bill payments and transferring money between different bank accounts. Your Bank of America routing number is necessary to initiate these electronic transfers.
- Receive Wire Transfers: If you’re receiving a wire transfer, you’ll need to provide your Bank of America routing number to the sender. Wire transfers are a faster way to send money, often used for larger sums or time-sensitive transactions.
- Order Checks: When ordering new checks, the routing number is pre-printed on them, ensuring they are linked to your Bank of America account.
Using the correct routing number is crucial to avoid delays, errors, or misdirected funds.
How to Find Your Bank of America ABA Routing Number
Bank of America provides several convenient ways to find your routing number:
1. Check Your Bank of America Checks
The most traditional way to locate your Bank of America routing number is by looking at your checks.
ABA and Routing Number
The routing number is the nine-digit code located at the bottom left corner of your checks. It’s usually the first set of numbers printed there. This image visually explains where to find it on a check.
2. Access Online Banking
For quick and easy access, your Bank of America routing number is readily available within your online banking portal. Simply log in to your Bank of America online banking account through their website. Once logged in, you can typically find your routing number displayed in your account details or account information section.
Bank of America also offers a helpful walkthrough to guide you: Show me how to find my account info in Online Banking
3. Use the Bank of America Mobile App
If you prefer mobile banking, the Bank of America mobile app is another convenient way to find your routing number. Open the app and log in to your account. Similar to online banking, navigate to your account details or information section within the app. Your routing number should be listed there.
Bank of America provides a mobile app demo to assist you: Show me how to find my account info on the Mobile App
4. Refer to the State-Based Routing Number List
Bank of America routing numbers can vary depending on the state where you opened your account. While the methods above are the most accurate, Bank of America provides a state-by-state list of routing numbers for general informational purposes. However, they strongly recommend verifying your specific routing number through online banking or the mobile app to ensure accuracy, as routing numbers are tied to the state where your account was initially established, not necessarily your current residence.
Important Note: Always double-check your routing number using your online banking, mobile app, or checks to avoid any errors in your transactions. Do not solely rely on the state-based list for critical transactions.
Bank of America Routing Numbers by State
Below is a comprehensive list of Bank of America ABA routing numbers by state. Please remember that this list is for general guidance only. Always confirm your specific routing number through your Bank of America account for transactions.
(Note: The following state-wise list is directly extracted and formatted from the original article for accuracy and completeness. In a real-world scenario, consider using expandable sections or a table for better readability and SEO if the article becomes too long due to the extensive list.)
Bank of America ABA Routing Number: Alabama
Alabama
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Alaska
Alaska
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Arizona
Arizona
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
122101706
Paper (for example: ordering checks):
122101706
Wire Transfer:
026009593
Bank of America ABA Routing Number: Arkansas
Arkansas
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
082000073
Paper (for example: ordering checks):
082000073
Wire Transfer:
026009593
Bank of America ABA Routing Number: California
California
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
121000358
Paper (for example: ordering checks):
121000358
Wire Transfer:
026009593
Bank of America ABA Routing Number: Colorado
Colorado
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
123103716
Paper (for example: ordering checks):
123103716
Wire Transfer:
026009593
Bank of America ABA Routing Number: Connecticut
Connecticut
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
011900254
Paper (for example: ordering checks):
011900571
Wire Transfer:
026009593
Bank of America ABA Routing Number: Delaware
Delaware
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
031202084
Paper (for example: ordering checks):
031202084
Wire Transfer:
026009593
Bank of America ABA Routing Number: District Of Columbia
Washington DC
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
054001204
Paper (for example: ordering checks):
054001204
Wire Transfer:
026009593
Bank of America ABA Routing Number: Florida
Florida, East
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
063100277
Paper (for example: ordering checks):
063000047
Wire Transfer:
026009593
Florida, West
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
063100277
Paper (for example: ordering checks):
063100277
Wire Transfer:
026009593
Bank of America ABA Routing Number: Georgia
Georgia
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
061000052
Paper (for example: ordering checks):
061000052
Wire Transfer:
026009593
Bank of America ABA Routing Number: Hawaii
Hawaii
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Idaho
Idaho
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
123103716
Paper (for example: ordering checks):
123103716
Wire Transfer:
026009593
Bank of America ABA Routing Number: Illinois
Illinois – South
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
081904808
Paper (for example: ordering checks):
081904808
Wire Transfer:
026009593
Illinois – North
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
071000505
Paper (for example: ordering checks):
071000505
Wire Transfer:
026009593
Illinois – Chicago Metro
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
081904808
Paper (for example: ordering checks):
071103619
Wire Transfer:
026009593
Bank of America ABA Routing Number: Indiana
Indiana
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
071214579
Paper (for example: ordering checks):
071214579
Wire Transfer:
026009593
Bank of America ABA Routing Number: Iowa
Iowa
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
073000176
Paper (for example: ordering checks):
073000176
Wire Transfer:
026009593
Bank of America ABA Routing Number: Kansas
Kansas
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
101100045
Paper (for example: ordering checks):
101100045
Wire Transfer:
026009593
Bank of America ABA Routing Number: Kentucky
Kentucky
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
064000020
Paper (for example: ordering checks):
064000020
Wire Transfer:
026009593
Bank of America ABA Routing Number: Louisiana
Louisiana
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Maine
Maine
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
011200365
Paper (for example: ordering checks):
011200365
Wire Transfer:
026009593
Bank of America ABA Routing Number: Maryland
Maryland
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
052001633
Paper (for example: ordering checks):
052001633
Wire Transfer:
026009593
Bank of America ABA Routing Number: Massachusetts
Massachusetts
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
011000138
Paper (for example: ordering checks):
011000138
Wire Transfer:
026009593
Bank of America ABA Routing Number: Michigan
Michigan
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
072000805
Paper (for example: ordering checks):
072000805
Wire Transfer:
026009593
Bank of America ABA Routing Number: Minnesota
Minnesota
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
071214579
Paper (for example: ordering checks):
071214579
Wire Transfer:
026009593
Bank of America ABA Routing Number: Mississippi
Mississippi
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Missouri
Missouri East/St. Louis
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
081000032
Paper (for example: ordering checks):
081000032
Wire Transfer:
026009593
Missouri West/Kansas City
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
081000032
Paper (for example: ordering checks):
101000035
Wire Transfer:
026009593
Bank of America ABA Routing Number: Montana
Montana
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Nebraska
Nebraska
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
123103716
Paper (for example: ordering checks):
123103716
Wire Transfer:
026009593
Bank of America ABA Routing Number: Nevada
Nevada
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
122400724
Paper (for example: ordering checks):
122400724
Wire Transfer:
026009593
Bank of America ABA Routing Number: New Hampshire
New Hampshire
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
011400495
Paper (for example: ordering checks):
011400495
Wire Transfer:
026009593
Bank of America ABA Routing Number: New Jersey
New Jersey
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
021200339
Paper (for example: ordering checks):
021200339
Wire Transfer:
026009593
Bank of America ABA Routing Number: New Mexico
New Mexico
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
107000327
Paper (for example: ordering checks):
107000327
Wire Transfer:
026009593
Bank of America ABA Routing Number: New York
New York
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
021000322
Paper (for example: ordering checks):
021000322
Wire Transfer:
026009593
Bank of America ABA Routing Number: North Carolina
North Carolina
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
053000196
Paper (for example: ordering checks):
053000196
Wire Transfer:
026009593
Bank of America ABA Routing Number: North Dakota
North Dakota
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Ohio
Ohio
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
071214579
Paper (for example: ordering checks):
071214579
Wire Transfer:
026009593
Bank of America ABA Routing Number: Oklahoma
Oklahoma
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
103000017
Paper (for example: ordering checks):
103000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Oregon
Oregon
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
323070380
Paper (for example: ordering checks):
323070380
Wire Transfer:
026009593
Bank of America ABA Routing Number: Pennsylvania
Pennsylvania
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
031202084
Paper (for example: ordering checks):
031202084
Wire Transfer:
026009593
Bank of America ABA Routing Number: Rhode Island
Rhode Island
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
011500010
Paper (for example: ordering checks):
011500010
Wire Transfer:
026009593
Bank of America ABA Routing Number: South Carolina
South Carolina
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
053904483
Paper (for example: ordering checks):
053904483
Wire Transfer:
026009593
Bank of America ABA Routing Number: South Dakota
South Dakota
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Tennessee
Tennessee
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
064000020
Paper (for example: ordering checks):
064000020
Wire Transfer:
026009593
Bank of America ABA Routing Number: Texas
Texas, North
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
111000025
Paper (for example: ordering checks):
111000025
Wire Transfer:
026009593
Texas, South
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
111000025
Paper (for example: ordering checks):
113000023
Wire Transfer:
026009593
Bank of America ABA Routing Number: Utah
Utah
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
123103716
Paper (for example: ordering checks):
123103716
Wire Transfer:
026009593
Bank of America ABA Routing Number: Vermont
Vermont
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Virginia
Virginia
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Washington
Washington
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
125000024
Paper (for example: ordering checks):
125000024
Wire Transfer:
026009593
Bank of America ABA Routing Number: West Virginia
West Virginia
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Bank of America ABA Routing Number: Wisconsin
Wisconsin
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
123103716
Paper (for example: ordering checks):
123103716
Wire Transfer:
026009593
Bank of America ABA Routing Number: Wyoming
Wyoming
Electronic payment (for example: direct deposits, automatic payments and ACH transfers):
051000017
Paper (for example: ordering checks):
051000017
Wire Transfer:
026009593
Using the Right Routing Number: Electronic Payments vs. Wire Transfers
While often the same, it’s worth noting that for some banks, including Bank of America in certain states, the routing number for electronic payments (like ACH) might be different from the routing number used for wire transfers. Always verify the specific type of routing number needed based on the transaction you are conducting.
For Bank of America wire transfers, the routing number is generally 026009593. However, it is still recommended to confirm this with Bank of America directly, especially for international wire transfers, as additional information might be required.
Conclusion
Bank of America ABA routing numbers are fundamental for ensuring your financial transactions are processed correctly. By understanding what they are and how to find yours through online banking, the mobile app, or your checks, you can confidently manage your Bank of America account. Always prioritize accuracy and double-check your routing number, especially for important transactions like direct deposits and wire transfers. For the most up-to-date and accurate information, always refer to the official Bank of America website or contact their customer service directly.
