From managing your savings and investments to transferring funds and paying bills, Axis Bank’s internet banking platform offers a comprehensive suite of online financial services. If you’re new to online banking or looking to explore the full potential of your Axis Bank account, this step-by-step guide will walk you through some of the most common and convenient transactions you can perform online. Embrace the ease of banking anytime, anywhere with Axis Bank.
Alt text: Secure Axis Bank Internet Banking login page displayed on a laptop screen, emphasizing online financial transactions.
Open a Fixed Deposit Account Online with Axis Bank
Maximize your savings with an Axis Bank Fixed Deposit (FD) account, easily opened online:
- Login: Access Axis Bank’s internet banking portal using your Customer ID or Debit Card number.
- Navigate to Deposits: Go to the ‘Accounts’ section and select ‘Deposits’, or alternatively, click on ‘Apply Now’ and choose ‘FD/RD’.
- Initiate FD Opening: Click on ‘Open Now’ for deposits, and then ‘Open Now’ specifically for Fixed Deposits.
- Enter Deposit Details: Provide the necessary details for your fixed deposit, including the desired time period and tenure under ‘Fixed Deposits Details’.
- Nominee Information: Enter the details of your nominee for the FD account.
- Confirmation: Agree to the Terms and Conditions, and click ‘Confirm’.
Your Axis Bank Fixed Deposit account is now opened online!
Alt text: Pay Bills Online with Axis Bank Internet Banking interface showing various biller categories for convenient payments.
Streamline Bill Payments with Axis Bank Internet Banking
Say goodbye to long queues and late payment fees. Pay your bills online instantly through Axis Bank Internet Banking:
- Login: Start by logging into your Axis Bank internet banking account using your Customer ID or Debit Card number.
- Access Bill Payments: Select ‘Payments’ and then ‘Pay Bills’.
- Choose Biller: Select your biller from the provided list of registered billers.
- Enter Biller Details: Input and confirm the required biller details and the payment amount.
- Authentication: Authenticate the transaction using your Netsecure code for secure payment processing.
- Biller Management: Once added, your biller details will be conveniently saved in the ‘Pay Bills’ section for future payments.
- Payment History: To review your past payments, click on ‘Payments’.
- View Transaction History: Select the specific biller and desired date range to access your complete payment history.
- Alert Management: Manage your SMS and Email alerts to stay updated on your bill payments.
Axis Bank Internet Banking allows you to make payments for utilities, insurance premiums, mutual funds, subscriptions, donations, credit card bills, and even rental payments, all in one place.
Alt text: Mobile Recharge option in Axis Bank Internet Banking displayed on a smartphone, highlighting instant recharge services.
Quick and Easy Recharges via Axis Bank Online Banking
Recharge your mobile, DTH, or datacard instantly with Axis Bank Internet Banking:
- Login: Log in to your Axis Bank account using your User ID or Debit Card number.
- Navigate to Recharges: Go to ‘Payments’ and click on ‘Recharges’.
- Select Recharge Type: Choose from the three recharge options: ‘Mobile’, ‘DTH’, or ‘Datacard’.
- Choose Registered Biller: Select from your list of registered billers for quick recharge.
- Manage Recharge Options: Explore options like ‘Recharge History’, initiate a new ‘Recharge’, or ‘De-register’ billers as needed.
Enjoy seamless and instant recharges for your essential services with Axis Bank’s online platform.
Alt text: Invest in SIP Mutual Funds through Axis Bank Internet Banking, showcasing investment growth and financial planning.
Start a Systematic Investment Plan (SIP) with Axis Bank Online
Begin your investment journey with a Systematic Investment Plan (SIP) in Mutual Funds through Axis Bank Internet Banking:
- Login: Access your Axis Bank internet banking account using your User ID or Debit Card number.
- Go to Mutual Funds: Select ‘Investments’ and then ‘Mutual Funds’.
- Initiate Investment: On the Mutual Funds page, click on ‘Invest Now’ to proceed with your SIP setup.
- Browse Funds: Explore the ‘Top SIPs and Funds’ page to find suitable investment options.
- KYC Verification: Axis Bank will verify your Mutual Fund KYC status, a prerequisite for investing in Mutual Funds.
- Complete Declarations: Complete the FATCA declaration and fill in other necessary details.
- Risk Profile Setup: Set up your risk profile (which can be modified every 24 hours) to align investments with your risk appetite.
- Link Bank Account: Link your Axis Bank account for investment transactions and continue.
- SIP Details: Enter the investment tenure, date, nominee details, and the SIP amount to finalize your transaction.
Start building your wealth systematically with SIP investments through Axis Bank Internet Banking.
Alt text: Convert Credit Card Spends to EMI using Axis Bank Internet Banking, illustrating flexible payment options.
Convert Credit Card Spends into EMIs with Axis Bank
Manage your credit card expenses effectively by converting them into Equated Monthly Installments (EMIs) with Axis Bank Internet Banking:
- Login: Log in to Axis Bank internet banking using your Customer ID or Debit Card number.
- Access Credit Card Details: Browse your Credit Card details to view information like minimum amount due, due date, and total amount due.
- Select Credit Card: Choose the specific Credit Card for EMI conversion.
- Convert to EMI Option: Select ‘Convert to EMI’ from the available options.
- Statement Type Selection: Choose the statement type – ‘Current’ or ‘Unbilled’ based on your transaction.
- Transaction Selection: Select from the list of eligible transactions and click on ‘Convert to EMI’.
- Tenure Selection: Choose your preferred EMI tenure (from 6 to 24 months) to view the exact EMI amount and processing fee.
- Terms and Conditions: Agree to the terms and conditions and click ‘Confirm’.
- OTP Verification: Confirm the transaction via the One-Time Password (OTP) sent to your registered mobile number.
Enjoy financial flexibility by converting your credit card spends into manageable EMIs with Axis Bank.
Alt text: Instant Fund Transfer via Axis Bank Internet Banking, depicting quick and secure online money transfers.
Instant Fund Transfers with Axis Bank Internet Banking
Send money quickly and securely to anyone with Axis Bank’s instant fund transfer options:
- Login: Log in to your Axis Bank Internet Banking account using your Customer ID or Debit Card number.
- Go to Fund Transfer: Select ‘Payments’ and then ‘Transfer Funds’.
- Add New Payee (First Time): For first-time fund transfers, select ‘Add New Payee’.
- Enter Payee Details: Enter and confirm the payee’s details including Name, Account Number, IFSC code, etc.
Split 1 5. Axis Bank Account Transfers: For transfers to other Axis Bank accounts, select ‘One Time’ or ‘Repetitive’ as the Payment Type.
6. Repetitive Transaction Details: If choosing ‘Repetitive’ transactions, specify the frequency, amount, and number of installments.
7. Transaction Confirmation: Confirm the transaction using the OTP sent to your registered mobile number.
A digital receipt with a Reference ID is immediately generated, which you can download or print for your records.
Split 2 8. Other Bank Account Transfers: For transfers to accounts in other banks, choose between payment methods like IMPS, NEFT, or RTGS.
9. Payment Type Selection: Similar to Axis Bank transfers, you can choose between ‘One Time Payment’ or set up ‘Repetitive Payment’ options.
10. Instant Money Transfer: Utilize the ‘Instant Money Transfer’ option to send money quickly by entering the payee details, amount, and creating a PIN to confirm the payment.
11. Payee Withdrawal: The payee can then use this PIN to withdraw the cash within the specified time period.
Transfer funds seamlessly and instantly with Axis Bank Internet Banking, whether to Axis Bank accounts or other banks.
Alt text: Apply for Instant Loan Against Credit Card with Axis Bank Internet Banking, illustrating quick access to credit.
Apply for an Instant Loan Against Your Axis Bank Credit Card Online
Get quick access to funds by applying for an Instant Loan against your Axis Bank Credit Card through internet banking:
- Login: Log in to Axis Bank Internet Banking using your Customer ID or Debit Card number.
- Access Credit Card Details: Browse through your list of credit cards to view details like minimum due, due date, and total amount due.
- Select Credit Card & Loan Option: Select the desired credit card and choose ‘Instant Loan’ from the options provided.
- Check Loan Eligibility: You will see the maximum loan amount you are eligible for and have the option to enter your required Loan Amount.
- Enter Loan Details: Input the desired Loan Amount and select your preferred Loan Tenure.
- Review Loan Details: After selecting the tenure, review comprehensive loan details such as amount, tenure, interest rate, EMI, and processing fee. Accept the Terms and Conditions.
- OTP Verification: You will receive an OTP. Verify the OTP and click ‘Confirm’.
- Application Submission Confirmation: You will receive a confirmation message that your Loan Application has been submitted and will be processed within two working days.
Access instant financial assistance with a loan against your Axis Bank Credit Card, conveniently applied for online.
