Investing in securities comes with inherent risks, and it’s important to understand the potential for financial loss. For any financial decisions with possible tax or legal implications, consulting with a qualified tax or legal advisor is recommended.
Merrill Lynch, Pierce, Fenner & Smith Incorporated (MLPF&S), also known as “Merrill”, is a key provider of securities products. As a registered broker-dealer and investment adviser, and a Member of SIPC, Merrill operates as a wholly-owned subsidiary of Bank of America Corporation. It’s important to note that MLPF&S offers investment products that may be sponsored, managed, distributed, or provided by Bank of America Corporation affiliates.
Bank of America Private Bank, a division of Bank of America, N.A., Member FDIC and also a wholly-owned subsidiary of Bank of America Corporation, delivers private banking services. Trust and fiduciary services are handled by Bank of America, N.A., and U.S. Trust Company of Delaware, both indirect subsidiaries of Bank of America Corporation.
Insurance products are available through Merrill Lynch Life Agency Inc. (MLLA) and Banc of America Insurance Services, Inc., both licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation.
For everyday banking needs, Bank of America, N.A., along with its affiliated banks, Members FDIC and wholly-owned subsidiaries of Bank of America Corporation, provides banking, credit card, auto loans, mortgage, and home equity products. All credit and collateral are subject to approval, and terms and conditions apply. This information is not a lending commitment, and all programs, rates, terms, and conditions are subject to change without notice.
