Understanding your Bank of America routing number is essential for various banking activities, from setting up direct deposits to initiating wire transfers. This guide provides a detailed overview of Bank of America routing (ABA) numbers, ensuring you have all the information you need in one place.
What is a Bank of America Routing Number?
A routing number, officially known as an ABA routing number, is a nine-digit code that identifies your bank and branch location. “ABA” stands for the American Bankers Association, which developed this system to facilitate the smooth transfer of funds between financial institutions in the United States. Think of it like a zip code for banks; it directs funds to the correct destination.
Routing numbers are crucial for:
- Direct Deposits: Receiving payments directly into your account, such as paychecks, Social Security benefits, or tax refunds.
- Automatic Payments (ACH Transfers): Setting up recurring payments for bills like utilities, loans, or subscriptions.
- Wire Transfers: Sending or receiving money electronically between banks, both domestically and internationally.
- Check Processing: Ensuring checks are processed and cleared through the correct banking channels.
While often used interchangeably, it’s important to note that routing numbers can sometimes vary depending on the type of transaction and the location where you opened your account.
Finding Your Bank of America Routing Number
Bank of America provides multiple convenient ways to locate your routing number:
1. Online Banking
The easiest and most secure way to find your routing number is through Bank of America’s online banking platform:
- Log in: Access your Bank of America online banking account via their website.
- Account Dashboard: Navigate to your account summary page.
- Account Details: Look for your checking or savings account and click on it to view account details.
- Routing Number Display: Your routing number, along with your account number, should be clearly displayed within the account details.
Bank of America’s online banking portal provides quick access to your routing number and other crucial account information.
2. Mobile App
For banking on the go, the Bank of America mobile app offers a similar streamlined process:
- Open the App: Launch the Bank of America mobile app on your smartphone or tablet.
- Log in: Securely log in to your account using your credentials.
- Account Summary: View your account dashboard, displaying your various Bank of America accounts.
- Select Account: Choose the specific checking or savings account for which you need the routing number.
- View Account Details: Tap on the account to access detailed information, including your routing number.
The mobile app mirrors the online banking experience, ensuring you can find your Bank Of America Routing Aba number wherever you are.
3. Check
If you have a Bank of America checkbook, your routing number is printed directly on your checks.
- Locate the Bottom Left Corner: Look at the bottom left corner of your check.
- Nine-Digit Number: The nine-digit number printed there is your Bank of America routing number. It’s the first set of numbers you’ll see at the bottom left.
Bank of America Check Routing Number Location
Alt text: Image of a Bank of America check highlighting the location of the ABA routing number at the bottom left corner, emphasizing its nine-digit format for easy identification.
While checks are a traditional method, always double-check against online banking or the mobile app for digital transactions to ensure accuracy.
Bank of America Routing Numbers by State
Bank of America routing numbers are often state-specific. This means the routing number you use might depend on the state where you opened your account. While online banking and the mobile app are the most reliable sources, the following list provides routing numbers by state for different transaction types as a general reference. However, always verify your specific routing number through official Bank of America channels.
It’s crucial to understand that while this list is comprehensive, routing numbers can sometimes be nuanced. Always prioritize verifying your routing number directly through your Bank of America account online or via the mobile app to avoid any errors in transactions. Using an incorrect routing number can lead to delays or complications in processing your payments or deposits.
Please note: Wire transfer routing numbers are generally consistent across all states for Bank of America and are listed separately below for each state for clarity.
Bank of America ABA Routing Number: Alabama
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Alaska
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Arizona
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 122101706
- Paper Transactions (Checks, Ordering Checks): 122101706
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Arkansas
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 082000073
- Paper Transactions (Checks, Ordering Checks): 082000073
- Wire Transfers: 026009593
Bank of America ABA Routing Number: California
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 121000358
- Paper Transactions (Checks, Ordering Checks): 121000358
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Colorado
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 123103716
- Paper Transactions (Checks, Ordering Checks): 123103716
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Connecticut
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 011900254
- Paper Transactions (Checks, Ordering Checks): 011900571
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Delaware
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 031202084
- Paper Transactions (Checks, Ordering Checks): 031202084
- Wire Transfers: 026009593
Bank of America ABA Routing Number: District Of Columbia
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 054001204
- Paper Transactions (Checks, Ordering Checks): 054001204
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Florida
- Florida, East:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 063100277
- Paper Transactions (Checks, Ordering Checks): 063000047
- Florida, West:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 063100277
- Paper Transactions (Checks, Ordering Checks): 063100277
- Wire Transfers (Both East & West): 026009593
Bank of America ABA Routing Number: Georgia
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 061000052
- Paper Transactions (Checks, Ordering Checks): 061000052
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Hawaii
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Idaho
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 123103716
- Paper Transactions (Checks, Ordering Checks): 123103716
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Illinois
- Illinois – South:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 081904808
- Paper Transactions (Checks, Ordering Checks): 081904808
- Illinois – North:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 071000505
- Paper Transactions (Checks, Ordering Checks): 071000505
- Illinois – Chicago Metro:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 081904808
- Paper Transactions (Checks, Ordering Checks): 071103619
- Wire Transfers (All Regions): 026009593
Bank of America ABA Routing Number: Indiana
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 071214579
- Paper Transactions (Checks, Ordering Checks): 071214579
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Iowa
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 073000176
- Paper Transactions (Checks, Ordering Checks): 073000176
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Kansas
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 101100045
- Paper Transactions (Checks, Ordering Checks): 101100045
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Kentucky
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 064000020
- Paper Transactions (Checks, Ordering Checks): 064000020
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Louisiana
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Maine
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 011200365
- Paper Transactions (Checks, Ordering Checks): 011200365
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Maryland
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 052001633
- Paper Transactions (Checks, Ordering Checks): 052001633
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Massachusetts
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 011000138
- Paper Transactions (Checks, Ordering Checks): 011000138
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Michigan
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 072000805
- Paper Transactions (Checks, Ordering Checks): 072000805
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Minnesota
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 071214579
- Paper Transactions (Checks, Ordering Checks): 071214579
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Mississippi
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Missouri
- Missouri East/St. Louis:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 081000032
- Paper Transactions (Checks, Ordering Checks): 081000032
- Missouri West/Kansas City:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 081000032
- Paper Transactions (Checks, Ordering Checks): 101000035
- Wire Transfers (All Regions): 026009593
Bank of America ABA Routing Number: Montana
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Nebraska
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 123103716
- Paper Transactions (Checks, Ordering Checks): 123103716
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Nevada
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 122400724
- Paper Transactions (Checks, Ordering Checks): 122400724
- Wire Transfers: 026009593
Bank of America ABA Routing Number: New Hampshire
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 011400495
- Paper Transactions (Checks, Ordering Checks): 011400495
- Wire Transfers: 026009593
Bank of America ABA Routing Number: New Jersey
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 021200339
- Paper Transactions (Checks, Ordering Checks): 021200339
- Wire Transfers: 026009593
Bank of America ABA Routing Number: New Mexico
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 107000327
- Paper Transactions (Checks, Ordering Checks): 107000327
- Wire Transfers: 026009593
Bank of America ABA Routing Number: New York
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 021000322
- Paper Transactions (Checks, Ordering Checks): 021000322
- Wire Transfers: 026009593
Bank of America ABA Routing Number: North Carolina
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 053000196
- Paper Transactions (Checks, Ordering Checks): 053000196
- Wire Transfers: 026009593
Bank of America ABA Routing Number: North Dakota
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Ohio
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 071214579
- Paper Transactions (Checks, Ordering Checks): 071214579
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Oklahoma
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 103000017
- Paper Transactions (Checks, Ordering Checks): 103000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Oregon
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 323070380
- Paper Transactions (Checks, Ordering Checks): 323070380
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Pennsylvania
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 031202084
- Paper Transactions (Checks, Ordering Checks): 031202084
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Rhode Island
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 011500010
- Paper Transactions (Checks, Ordering Checks): 011500010
- Wire Transfers: 026009593
Bank of America ABA Routing Number: South Carolina
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 053904483
- Paper Transactions (Checks, Ordering Checks): 053904483
- Wire Transfers: 026009593
Bank of America ABA Routing Number: South Dakota
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Tennessee
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 064000020
- Paper Transactions (Checks, Ordering Checks): 064000020
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Texas
- Texas, North:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 111000025
- Paper Transactions (Checks, Ordering Checks): 111000025
- Texas, South:
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 111000025
- Paper Transactions (Checks, Ordering Checks): 113000023
- Wire Transfers (All Regions): 026009593
Bank of America ABA Routing Number: Utah
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 123103716
- Paper Transactions (Checks, Ordering Checks): 123103716
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Vermont
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Virginia
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Washington
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 125000024
- Paper Transactions (Checks, Ordering Checks): 125000024
- Wire Transfers: 026009593
Bank of America ABA Routing Number: West Virginia
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Wisconsin
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 123103716
- Paper Transactions (Checks, Ordering Checks): 123103716
- Wire Transfers: 026009593
Bank of America ABA Routing Number: Wyoming
- Electronic Payment (ACH, Direct Deposit, Automatic Payments): 051000017
- Paper Transactions (Checks, Ordering Checks): 051000017
- Wire Transfers: 026009593
Why Verify Your Routing Number?
While this list provides a comprehensive guide, Bank of America strongly recommends verifying your routing number directly from your account. Here’s why:
- Accuracy is Paramount: Financial transactions rely on precise routing information. An incorrect number can lead to rejected payments, delays, or funds being sent to the wrong account.
- State-Specific Variations: As shown in the list, routing numbers can differ based on the state where your account was opened. Relying on a general list without verification can lead to errors.
- Transaction Type Differences: In some cases, different routing numbers might be used for specific transaction types like wire transfers compared to ACH transfers.
- Security: Accessing your routing number through secure Bank of America channels like online banking or the mobile app ensures you are getting the correct and verified information, minimizing the risk of fraud or errors.
To avoid any issues, always confirm your Bank of America routing ABA number through your official Bank of America resources before initiating any financial transactions.
Conclusion
Your Bank of America routing number is a critical piece of information for managing your finances effectively. Whether you’re setting up direct deposit, paying bills automatically, or sending wire transfers, knowing your correct routing number is essential. Utilize Bank of America’s online and mobile banking tools for the most accurate and secure way to find your routing number. While state-specific lists can be helpful references, always prioritize direct verification to ensure smooth and error-free financial transactions.
