Understanding Wells Fargo Mobile Banking and Service Terms

Wells Fargo Bank provides mobile banking services designed for your convenience, but it’s important to be aware of the terms and conditions that apply to its use. Access to Wells Fargo Mobile® app and certain services may be affected by your mobile carrier’s coverage area, and standard message and data rates from your carrier could apply.

To easily download the Wells Fargo Mobile app to your device, simply text 93557 with a specific message. For Apple devices, text IPH, and for Android devices, text AND. By sending either IPH or AND to 93557, you consent to receive a one-time text message from Wells Fargo containing a download link for the mobile app. For detailed information regarding supported mobile operating systems, please refer to the Supported Browsers and Wells Fargo Mobile® app Requirements page on the Wells Fargo website.

When using Wells Fargo services for transferring funds to other U.S. financial institutions, keep in mind that terms and conditions apply. Setting up these transfers is necessary and may involve a verification process that can take between 1 to 3 business days. It is also important to check with the recipient financial institutions regarding any potential fees they might impose on incoming transfers. For comprehensive details, please review the Wells Fargo’s Online Access Agreement.

Wells Fargo also offers a service to view your FICO® Score, provided you are a Wells Fargo account holder with an eligible consumer account and are enrolled in Wells Fargo Online®. Eligibility extends to deposit, loan, and credit accounts, with other consumer accounts potentially qualifying as well. For specifics on eligibility, it is recommended to contact Wells Fargo directly. Similar to mobile app access, the availability of FICO® Score services may be influenced by your mobile carrier’s coverage and associated data and message rates.

It is crucial to understand that the FICO® Score provided by Wells Fargo is strictly for educational purposes. This score may not be the same score used by Wells Fargo for credit decisions. Wells Fargo employs a wide array of factors when evaluating credit options. Therefore, a specific FICO® Score or Wells Fargo credit rating does not guarantee loan approval, specific loan rates, or credit card upgrades.

Wells Fargo Bank, N.A. is a Member of the FDIC, ensuring your deposits are protected up to the FDIC insurance limit.

Please note: Screen images mentioned are simulated and might not reflect actual features and functionality, which are subject to change without notice.

Android, Chrome, Google Pay, Google Pixel, Google Play, Wear OS by Google, and the Google Logo are trademarks of Google LLC.

Apple, the Apple logo, Apple Pay, Apple Watch, Face ID, iCloud Keychain, iPad, iPad Pro, iPhone, iTunes, Mac, Safari, and Touch ID are trademarks of Apple Inc., registered in the U.S. and other countries. Apple Wallet is a trademark of Apple Inc. App Store is a service mark of Apple Inc.

FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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