Are Banks Closed Today? It’s a common question, especially around holidays. In Maryland, bank holidays can sometimes differ from federal holidays, leading to potential confusion. Understanding the specific bank holiday schedule in Maryland is crucial for planning your banking needs. This guide clarifies Maryland’s bank holidays for 2025, ensuring you’re informed about when banking institutions may be closed.
Maryland law sets forth mandatory bank holidays, and these don’t always align perfectly with federal holidays. This means that while a federal holiday might be observed nationwide, Maryland banks have specific rules. According to Maryland statutes, when a mandatory bank holiday is different from a federal holiday, a bank in Maryland is required to close on at least one of them and may close on both. Conversely, if a Maryland mandatory bank holiday does not correspond to a federal holiday, banks have the option to either open or close. This nuanced approach ensures that Maryland’s banking system operates in a way that reflects both federal observances and state-specific considerations.
To help you plan ahead, here is the schedule of bank holidays in Maryland for 2025:
Maryland Bank Holidays 2025
| Date | Day | Holiday |
|---|---|---|
| January 1 | Wednesday | New Year’s Day |
| January 20 | Monday | Dr. Martin Luther King, Jr., Birthday (observed) |
| February 17 | Monday | Presidents’ Day |
| May 26 | Monday | Memorial Day |
| June 19 | Thursday | Juneteenth National Independence Day* |
| July 4 | Friday | Independence Day |
| September 1 | Monday | Labor Day |
| October 13 | Monday | Columbus Day (observed) |
| November 11 | Tuesday | Veterans’ Day |
| November 27 | Thursday | Thanksgiving Day |
| December 25 | Thursday | Christmas Day |
*It’s worth noting that the observance of Juneteenth National Independence Day might adjust if the U.S. Congress designates a different date. In such a case, the Congressional date would become the official legal date for this holiday.
Knowing these dates can help you avoid any inconvenience due to bank closures. Whether you need to make a deposit, withdrawal, or any other banking transaction, being aware of these holidays is essential for effective financial planning in Maryland. Always consider checking with your specific bank branch for any variations in their holiday schedule, but this list provides a solid overview of when banks are likely to be closed today and throughout 2025 due to holidays in Maryland.
