In today’s fast-paced world, the banking landscape is continuously evolving, with online and digital solutions taking center stage. While Branch Banking once dominated the financial realm, offering in-person services, the convenience and accessibility of online banking are increasingly shaping how people manage their money. Truist, a prominent financial institution, recognizes this shift and is offering an attractive incentive to embrace the digital banking era.
For a limited time, new customers can earn a substantial $400 bonus by opening a Truist One Checking account online. This offer, valid from October 31, 2024, through April 30, 2025, is designed to encourage individuals to experience the ease and efficiency of online banking, moving beyond the traditional reliance on physical bank branches.
To qualify for this enticing offer, you need to open a new Truist One Checking account online using the promo code DC2425TR1400. It’s crucial to enroll in the promotion during the online account opening process by entering this code when prompted. Remember, this offer is exclusively for online account openings.
The next step to unlock your $400 reward is to set up qualifying direct deposits. Within 120 days of opening your account, you must receive at least two qualifying direct deposits totaling $1,000 or more. A qualifying direct deposit is defined as an electronic deposit of your salary, pension, Social Security benefits, or other regular monthly income from your employer or an outside agency. It’s important to note that transfers between accounts, branch or ATM deposits, online transfers, mobile deposits, or deposits via mail are not considered qualifying direct deposits.
This offer is available to new Truist checking clients who do not currently hold a personal checking account with Truist and haven’t closed one since October 31, 2023. You must be 18 years or older, a US resident with a valid US taxpayer identification number, and open the account online with a mailing address in one of the eligible states: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC. Truist employees, Directors, Officers, and Local Boards/Advisors are not eligible for this promotion.
Once you’ve met the direct deposit requirements and Truist has verified your eligibility, the $400 reward will be deposited into your new checking account within 4 weeks. To ensure you receive the bonus, keep your account open and in good standing with a balance of at least $0.01 from the time you meet the requirements until the reward is deposited. Truist will verify eligibility once after the initial requirements are met. This promotion is limited to one reward per checking account and per customer. Keep in mind that Truist may report the value of this reward to the IRS, and any applicable taxes are your responsibility.
There are a few scenarios where you might forfeit the reward. These include changing your account type to one not included in the offer, closing your account before the reward is deposited, or having a $0.00 or negative balance when Truist verifies your qualification.
The minimum opening deposit for a Truist One Checking account is $50. This offer cannot be combined with other checking account offers, is non-transferable, and is subject to change or discontinuation at any time. Truist also reserves the right to withhold reward payouts for offers claimed through unauthorized third-party websites. All promotional payouts will be finalized by January 31, 2026, after which no further disbursements will be made.
To take advantage of this offer and step into the modern era of banking, visit the offer website and click “Open an account online.” Enter the promo code DC2425TR1400 when prompted, review the full terms and conditions, accept the offer, and begin your journey with Truist One Checking. For any promotional updates or inquiries, you can contact Truist at 800.709.8700. Embrace the future of banking and let Truist reward you for it.
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