Matt Ohlschlager: Your Dedicated Real Estate Banking Partner at C&F Bank

Meet Matt Ohlschlager, a seasoned Vice President and Relationship Manager at C&F Bank, bringing extensive expertise to the Greater Richmond Metro area’s real estate banking sector. With a focus on fostering strong banking relationships, Matt specializes in serving residential homebuilders and developers, as well as developers of multi-family and commercial investment properties. His deep understanding of the local market and commitment to client success make him a valuable asset to C&F Bank and the Richmond community.

Matt’s career trajectory showcases a comprehensive understanding of the banking and real estate industries. Before rejoining C&F Bank in 2014, he honed his skills for six years within the same institution, contributing to credit underwriting, special assets management, and real estate banking departments. This foundational experience provided him with a robust understanding of the financial underpinnings of real estate development. His career path further broadened when he transitioned to Main Street Homes, a prominent C&F Bank client and leading home builder in Richmond. There, Matt focused on the critical aspects of land acquisition and financing, directly contributing to the company’s growth and project success. His responsibilities included sourcing finished lot inventories and raw land suitable for development, demonstrating his proactive approach to identifying opportunities in the real estate market.

His expertise extends to the intricate financial structuring of land deals. Matt has a proven track record of working directly with banks to secure debt financing and collaborating with private investors to raise equity. This experience underscores his ability to navigate complex financial landscapes and secure the necessary capital for real estate ventures. Furthermore, Matt’s skill set encompasses performing thorough market feasibility studies, developing detailed financial models, and conducting rigorous economic due diligence on land acquisitions. These analytical capabilities ensure informed decision-making and strategic investments in the dynamic Richmond real estate market.

Returning to C&F Bank as a Senior Relationship Manager in March 2014, Matt brought with him a wealth of knowledge accumulated over 13 years in banking and real estate. His academic credentials further solidify his expertise, holding an undergraduate degree in economics from the University of Virginia and an MBA in real estate from Virginia Commonwealth University. This blend of practical experience and academic rigor positions Matt as a highly qualified and reliable partner for your real estate banking needs at C&F Bank.

Beyond his professional commitments at C&F Bank, Matt is deeply rooted in his local community. He and his wife, Ashley, are active members of their church in New Kent, Virginia, where Matt has served as chair of the finance committee and Ashley has directed the youth ministry. Family life is central to Matt, and he enjoys spending quality time with Ashley and their two daughters, Lily and Emma. Outside of work and community involvement, his personal interests include fishing, boating, and golfing, as well as supporting his daughters’ activities in gymnastics and swim meets. This well-rounded profile reflects Matt’s dedication both to his clients at C&F Bank and to his community, making him a trusted and approachable banking partner.

For expert guidance and personalized service in real estate banking within the Greater Richmond Metro area, connect with Matt Ohlschlager at C&F Bank.

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