HSBC Bank USA, N.A., a member of FDIC, provides a comprehensive suite of deposit products to meet your financial needs within the United States. Beyond banking, HSBC also offers a range of investment, annuity, and variable life insurance products through HSBC Securities (USA) Inc. (HSI), a registered member of NYSE/FINRA/SIPC. In California, insurance business is conducted by HSI under license # OE67746. HSI is an affiliate of HSBC Bank USA, N.A., ensuring a cohesive and integrated approach to your financial well-being.
For broader insurance solutions, HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., offers whole life, universal life, term life, and other insurance types. It’s important to note that product availability and services may vary by state and are not offered in every state. California residents should note license # OD36843.
HSBC Group’s dedication to Sustainability is a core principle. You can explore their global approach to environmental and social responsibility at Our climate strategy | HSBC Holdings plc. The HSBC Group encompasses HSBC’s global affiliates, reflecting a worldwide commitment to sustainable practices.
For homeowners and prospective buyers in the U.S., HSBC Bank USA, N.A. provides mortgage and home equity products exclusively for U.S. properties. These offerings are subject to credit approval and program qualifications. It’s important to be aware that programs are subject to change, and geographic and other restrictions may apply. Discounts are also subject to change or cancellation and cannot be combined with other offers.
The HSBC Global Money Account offers a convenient prepaid, multi-currency account accessible through the HSBC Mobile Banking App for clients who maintain an HSBC consumer deposit account. Please be aware that standard data charges from your mobile service provider may apply, for which HSBC Bank USA, N.A. is not responsible. Mobile Check Deposit functionality requires a camera-enabled device and may have deposit amount limits. The HSBC Mobile Banking App is compatible with iPhone®, iPad®, and Android™ devices and can be downloaded from the App Store™ or Google Play™.
iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries. Android and Google Play are trademarks of Google LLC. App Store is a registered trademark of Apple Inc.
It is crucial to understand that United States persons are subject to U.S. taxation on their worldwide income and may have tax and filing obligations for both U.S. and non-U.S. accounts. For detailed guidance, U.S. persons should consult a qualified tax advisor.
Important Information for Clients Outside the U.S.:
HSBC Bank USA’s products and services are designed for individuals within the United States. Our U.S.-based representatives and public website, us.hsbc.com, operate under U.S. laws and regulations. Products, services, and their specific terms are subject to change and may not be available in all locations or to all customers. Any required contracts, applications, disclosures, or documents are deemed executed in the U.S. and are only enacted upon your signature and receipt by HSBC in the U.S.
If you are located outside of the U.S., it is essential to understand that the laws and regulations of your country of residence could impact the offering, negotiation, discussion, provision, and/or use of HSBC U.S. products and services. If you are not a U.S. resident, please review the cross-border product and service disclaimers available on the Cross Border Disclosure page of our website: www.us.hsbc.com/crossborder.
