Are you looking for a reliable financial partner to help you grow your savings and achieve your homeownership dreams? Look no further than Home Federal Savings Bank. We are committed to providing competitive savings options and mortgage solutions tailored to your needs. Discover how our high-yield Certificates of Deposit (CDs) and unique mortgage guarantee program can benefit you.
Maximize Your Savings with High-Yield CDs
At Home Federal Savings Bank, we believe in rewarding your savings. Our Certificates of Deposit (CDs) offer a fantastic Annual Percentage Yield (APY) to help your money grow faster. As of [Insert Date – based on original ‘2.28.25’ – e.g., October 26, 2023], we offer competitive rates on CDs, ensuring your investments work hard for you.
To take advantage of these rates, a minimum opening deposit of $5,000 is required. Qualifying deposits include funds from maturing certificates or external sources – money not currently held within a Home Federal Savings Bank account. While internal transfers from checking, savings, or money market accounts can be used, they must be matched with an equal amount of external funds. Please note that IRA funds, Home Federal Savings Bank Flex CD dollars, or CDs from non-maturing deposits are not eligible for this offer.
Remember that fees may reduce earnings on your account, and early withdrawals may incur penalties. For complete details on current APY rates, terms, and any applicable fees, please contact a Home Federal Savings Bank representative today.
Secure Your Home Purchase with Our $20,000 Mortgage Guarantee
Buying a home is a significant milestone, and Home Federal Savings Bank is here to make the process smoother and more secure. We offer a unique $20,000 guarantee for eligible mortgage loans (excluding new construction and renovation loans). This guarantee provides peace of mind to sellers, assuring them that if your loan, pre-approved by Home Federal Savings Bank, doesn’t close due to outlined conditions and within the approval’s expiration date, the seller will receive $20,000.
However, it’s important to understand the conditions where this guarantee does not apply. The guarantee is void if:
- The delay or failure to close is caused by the borrower, seller, or any third party involved in the real estate transaction, or if any party elects not to proceed with the sale.
- The borrower fails to sign required disclosures or provide essential documents by the agreed-upon deadlines.
It’s crucial to note that this $20,000 guarantee, when applicable, is exclusively for the seller and does not extend to the seller’s agents, representatives, or related parties. This program demonstrates Home Federal Savings Bank’s commitment to making the home buying process more reliable for everyone involved.
Your Trusted Partner in Financial Success
Home Federal Savings Bank is dedicated to providing you with the tools and services you need to achieve your financial aspirations, from maximizing your savings with competitive CD rates to securing your dream home with our mortgage solutions. Contact us today to learn more about how Home Federal Savings Bank can help you build a stronger financial future.
Disclaimer: The information provided here is for informational purposes only and should not be considered financial advice. Please consult with a financial professional for personalized guidance. Terms and conditions apply to all offers and are subject to change without notice. Contact Home Federal Savings Bank for the most up-to-date information.
