Is It Safe to Give Planet Fitness My Bank Account?

Is it safe to give Planet Fitness your bank account information? While it’s generally safe to give Planet Fitness your bank account information, as they are a reputable company, it’s wise to understand the potential risks and implement strategies to protect your financial data. At bankprofits.net, we help you navigate these financial decisions. Keep an eye on your monthly bank statements, credit card information and understand the cancellation policy.

1. Understanding the Risks of Providing Bank Account Information to Gyms

Providing your bank account information to any business, including Planet Fitness, involves inherent risks. While Planet Fitness is a well-established and reputable gym chain, understanding these risks is crucial for protecting your financial well-being. It is important to be well informed when it comes to personal information.

1. 1. Unauthorized Access and Data Breaches

Even with robust security measures, the risk of unauthorized access and data breaches always exists. Cybercriminals may target companies with large databases of customer financial information, including bank account details. If Planet Fitness were to experience a data breach, your bank account information could be compromised. According to a report by IBM, the average cost of a data breach in 2023 was $4.45 million.

Safeguarding Measures: Planet Fitness likely employs various security measures, such as encryption and firewalls, to protect customer data. However, it’s essential to recognize that no system is entirely impenetrable.
User Responsibility: You should use strong, unique passwords for your Planet Fitness account and any associated email accounts. Regularly update your passwords and be cautious of phishing attempts.

1. 2. Unauthorized or Incorrect Billing

Even without malicious intent, errors can occur in billing processes. There may be instances of unauthorized or incorrect billing due to administrative mistakes or system glitches.

Example: You might be charged the wrong amount for your membership, or billing may continue after you have canceled your membership.
Monitoring: Regularly monitor your bank statements to identify any discrepancies or unauthorized transactions. Contact Planet Fitness immediately if you notice any errors.

1. 3. Difficulty in Cancelling Membership

Some gyms, including Planet Fitness, have complex cancellation policies. This can sometimes lead to continued billing even after you have attempted to cancel your membership.

Contract Terms: Carefully review the terms and conditions of your membership agreement, paying close attention to the cancellation policy.
Documentation: Keep records of all communication with Planet Fitness regarding your membership, including cancellation requests and confirmations.

1. 4. Phishing and Social Engineering

Cybercriminals may use phishing tactics or social engineering to trick you into providing your bank account information.

Phishing Emails: Be wary of emails that appear to be from Planet Fitness requesting your bank account details. Always verify the authenticity of the email before providing any information.
Social Engineering: Be cautious of phone calls or in-person requests for your bank account information. Legitimate businesses will typically not ask for sensitive information over the phone.

1. 5. Employee Negligence or Misconduct

Although rare, there is a risk of employee negligence or misconduct that could compromise your bank account information.

Insider Threats: An employee with access to customer data could potentially misuse it for personal gain or other malicious purposes.
Background Checks: Reputable companies like Planet Fitness typically conduct background checks on their employees to minimize this risk.

2. Planet Fitness Payment Options: Are There Alternatives to Bank Account Information?

While Planet Fitness commonly requests bank account information for membership payments, exploring alternative payment methods can provide added security and convenience. Understanding the available options allows you to make an informed decision that aligns with your financial preferences and risk tolerance.

2. 1. Credit Cards

Using a credit card for Planet Fitness membership payments offers several advantages.

Fraud Protection: Credit cards typically offer robust fraud protection, allowing you to dispute unauthorized charges.
Rewards Programs: Many credit cards offer rewards programs, such as cashback or points, which can provide additional value.
Spending Tracking: Credit card statements provide a detailed record of your spending, making it easier to track your expenses.

While Planet Fitness may prefer direct bank account withdrawals, inquire about the possibility of using a credit card for your membership payments. Some locations may accommodate this request.

2. 2. Prepaid Cards

Prepaid cards, also known as reloadable debit cards, offer a secure alternative to traditional bank accounts and credit cards.

Limited Exposure: Prepaid cards limit your exposure to fraud, as the balance on the card is the maximum amount that can be charged.
Budget Control: Prepaid cards can help you stick to your budget, as you can only spend the amount that you have loaded onto the card.
Anonymity: Prepaid cards can provide a degree of anonymity, as they are not linked to your bank account.

You can purchase prepaid cards at most major retailers and load them with funds from your bank account or cash. Use the prepaid card to pay for your Planet Fitness membership.

2. 3. Cash Payments

While less common, some gyms may accept cash payments for memberships. This option provides the highest level of control and anonymity, as you are not providing any bank account information.

Inquire at Local Gyms: Contact your local Planet Fitness to inquire about the possibility of paying for your membership in cash.
Record Keeping: If cash payments are accepted, be sure to obtain a receipt for each payment and keep a record of your payments.

2. 4. Third-Party Payment Services

Third-party payment services, such as PayPal, can provide an extra layer of security when making payments to Planet Fitness.

Secure Transactions: These services use encryption and other security measures to protect your financial information.
Payment History: You can easily track your payments through your PayPal account.
Limited Exposure: Your bank account information is not directly shared with Planet Fitness.

Check with Planet Fitness to see if they accept payments through third-party payment services.

2. 5. Money Order

A money order is a secure payment method that can be purchased at various locations, including post offices and banks.

Guaranteed Funds: Money orders are prepaid, ensuring that the funds are available when the payment is processed.
Tracking: Money orders can be tracked, providing proof of payment.
No Bank Account Required: Money orders do not require a bank account.

You can purchase a money order and mail it to Planet Fitness to pay for your membership. Be sure to include your membership information and contact details.

3. Verifying the Security Measures of Planet Fitness

Before providing your bank account information to Planet Fitness, it is prudent to verify the security measures they have in place to protect your financial data. Understanding their security protocols can provide peace of mind and help you assess the level of risk involved.

3. 1. Encryption

Encryption is a fundamental security measure that protects sensitive data by converting it into an unreadable format.

Data in Transit: Planet Fitness should use encryption to protect your bank account information when it is transmitted over the internet. Look for “HTTPS” in the website address, which indicates that the site is using encryption.
Data at Rest: Planet Fitness should also encrypt your bank account information when it is stored on their servers. This prevents unauthorized access to your data in the event of a data breach.

3. 2. Firewalls

Firewalls are security systems that monitor and control network traffic, preventing unauthorized access to Planet Fitness’s systems.

Network Protection: Firewalls act as a barrier between Planet Fitness’s internal network and the outside world, blocking malicious traffic and preventing cyberattacks.
Access Control: Firewalls can be configured to control which users and devices have access to specific resources, further enhancing security.

3. 3. Data Breach Prevention and Detection

Planet Fitness should have measures in place to prevent and detect data breaches.

Intrusion Detection Systems: These systems monitor network traffic for suspicious activity and alert security personnel to potential threats.
Vulnerability Scanning: Planet Fitness should regularly scan its systems for vulnerabilities that could be exploited by cybercriminals.
Penetration Testing: Planet Fitness should conduct penetration testing, which involves simulating a cyberattack to identify weaknesses in its security defenses.

3. 4. Compliance with Industry Standards

Compliance with industry standards, such as the Payment Card Industry Data Security Standard (PCI DSS), demonstrates Planet Fitness’s commitment to protecting customer data.

PCI DSS: This standard sets requirements for businesses that handle credit card information, ensuring that they have adequate security measures in place.
Audits: Planet Fitness should undergo regular audits to ensure that it is complying with PCI DSS and other relevant security standards.

3. 5. Employee Training

Employee training is crucial for maintaining a strong security posture.

Security Awareness Training: Planet Fitness should provide its employees with security awareness training to educate them about phishing, social engineering, and other cyber threats.
Data Handling Procedures: Employees should be trained on proper data handling procedures to prevent accidental disclosure or misuse of customer data.

3. 6. Privacy Policy

A comprehensive privacy policy outlines how Planet Fitness collects, uses, and protects your personal information.

Data Collection Practices: The privacy policy should clearly explain what types of data Planet Fitness collects, how it is used, and with whom it is shared.
Data Security Measures: The privacy policy should describe the security measures that Planet Fitness has in place to protect your data.
Your Rights: The privacy policy should outline your rights regarding your personal information, such as the right to access, correct, or delete your data.

4. Safeguarding Your Bank Account Information After Providing It

Once you have provided your bank account information to Planet Fitness, it is essential to take steps to safeguard your data and monitor your account for any signs of unauthorized activity. Proactive monitoring and vigilance can help you detect and prevent potential fraud or errors.

4. 1. Monitor Your Bank Statements Regularly

Regularly reviewing your bank statements is crucial for identifying any unauthorized or incorrect transactions.

Online Banking: Sign up for online banking to access your statements and transaction history conveniently.
Review Transactions: Carefully review each transaction to ensure that it is legitimate and that the amount is correct.
Report Discrepancies: Report any discrepancies or unauthorized transactions to your bank immediately.

4. 2. Set Up Account Alerts

Account alerts can notify you of suspicious activity or unusual transactions.

Low Balance Alerts: Set up alerts to notify you when your account balance falls below a certain level.
Large Transaction Alerts: Set up alerts to notify you of any transactions that exceed a specified amount.
Unusual Activity Alerts: Set up alerts to notify you of any unusual activity, such as transactions from unfamiliar locations.

4. 3. Use Strong, Unique Passwords

Using strong, unique passwords for your Planet Fitness account and any associated email accounts is essential for protecting your data.

Password Complexity: Your passwords should be at least 12 characters long and include a mix of uppercase and lowercase letters, numbers, and symbols.
Password Manager: Consider using a password manager to generate and store strong, unique passwords for all of your online accounts.
Avoid Reusing Passwords: Do not reuse passwords across multiple accounts. If one account is compromised, all accounts that use the same password could be at risk.

4. 4. Be Wary of Phishing Emails

Be cautious of phishing emails that attempt to trick you into providing your bank account information or other sensitive data.

Verify Sender: Always verify the sender of an email before clicking on any links or providing any information.
Look for Red Flags: Be wary of emails that contain grammatical errors, spelling mistakes, or suspicious links.
Do Not Provide Information: Never provide your bank account information or other sensitive data in response to an email.

4. 5. Keep Your Contact Information Up-to-Date

Keeping your contact information up-to-date with Planet Fitness ensures that you receive important notifications and alerts.

Email Address: Provide a valid email address that you check regularly.
Phone Number: Provide a valid phone number where you can be reached.
Mailing Address: Provide an accurate mailing address for receiving important documents.

5. Understanding Planet Fitness’s Cancellation Policy

Before signing up for a Planet Fitness membership, it is crucial to understand their cancellation policy to avoid potential issues and ensure a smooth cancellation process if needed. Being aware of the terms and conditions can save you time, money, and frustration.

5. 1. Review the Membership Agreement

Carefully review the membership agreement before signing it. Pay close attention to the cancellation policy, including any fees or restrictions.

Cancellation Fees: Check if there are any cancellation fees. Some gyms charge a fee for canceling your membership before the end of the contract term.
Notice Period: Determine the required notice period for canceling your membership. Some gyms require you to provide written notice at least 30 days before your desired cancellation date.
Cancellation Methods: Identify the accepted methods for canceling your membership. Some gyms require you to cancel in person, while others allow you to cancel by mail or email.

5. 2. Provide Written Notice

Most gyms require you to provide written notice to cancel your membership.

Certified Mail: Send your cancellation notice via certified mail with return receipt requested. This provides proof that you sent the notice and that it was received.
Keep a Copy: Keep a copy of your cancellation notice for your records.
Include Information: Include your name, membership number, and contact information in your cancellation notice.

5. 3. Cancel in Person

Some gyms require you to cancel your membership in person.

Visit the Gym: Visit your local Planet Fitness and speak with a staff member.
Complete a Form: Complete a cancellation form and obtain a receipt.
Keep a Copy: Keep a copy of the cancellation form and receipt for your records.

5. 4. Follow Up

After submitting your cancellation request, follow up with Planet Fitness to ensure that it has been processed.

Contact Customer Service: Contact Planet Fitness customer service to confirm that your membership has been canceled.
Check Your Bank Statements: Monitor your bank statements to ensure that you are not charged after your cancellation date.
Dispute Charges: If you are charged after your cancellation date, dispute the charges with your bank or credit card company.

5. 5. Document Everything

Document all communication with Planet Fitness regarding your membership and cancellation.

Keep Records: Keep copies of all emails, letters, and forms.
Note Dates and Times: Note the dates and times of all phone calls and in-person conversations.
Organize Documents: Organize your documents in a safe and accessible place.

6. Understanding Your Rights as a Consumer

As a consumer, you have certain rights that protect you from unfair or deceptive business practices. Understanding your rights can help you navigate disputes with Planet Fitness or other businesses and ensure that you are treated fairly.

6. 1. The Right to a Contract

You have the right to a written contract that clearly outlines the terms and conditions of your Planet Fitness membership.

Read the Contract: Read the contract carefully before signing it.
Ask Questions: Ask questions about anything you do not understand.
Keep a Copy: Keep a copy of the contract for your records.

6. 2. The Right to Cancel

You have the right to cancel your Planet Fitness membership under certain circumstances.

Cooling-Off Period: Some states have a “cooling-off period” that allows you to cancel a contract within a certain number of days without penalty.
Breach of Contract: You may be able to cancel your membership if Planet Fitness breaches the contract, such as by failing to provide the services promised.
Unfair Practices: You may be able to cancel your membership if Planet Fitness engages in unfair or deceptive business practices.

6. 3. The Right to Dispute Charges

You have the right to dispute charges on your bank statement or credit card bill if you believe they are unauthorized or incorrect.

Contact Your Bank: Contact your bank or credit card company to dispute the charges.
Provide Documentation: Provide documentation to support your claim, such as a copy of your cancellation notice or membership agreement.
Time Limits: Be aware of any time limits for disputing charges.

6. 4. The Right to Seek Legal Action

If you believe that Planet Fitness has violated your rights, you may have the right to seek legal action.

Small Claims Court: You may be able to file a lawsuit in small claims court to recover damages.
Consult an Attorney: Consult with an attorney to discuss your legal options.
Legal Aid: If you cannot afford an attorney, you may be eligible for legal aid.

6. 5. The Right to Privacy

You have the right to privacy regarding your personal information.

Data Collection: Planet Fitness should only collect the personal information that is necessary for providing its services.
Data Security: Planet Fitness should take reasonable measures to protect your personal information from unauthorized access or disclosure.
Data Sharing: Planet Fitness should not share your personal information with third parties without your consent, unless required by law.

7. Exploring Alternatives to Gym Memberships

If you are concerned about providing your bank account information to a gym or are looking for more flexible or affordable fitness options, several alternatives to traditional gym memberships are available. Exploring these options can help you find a fitness solution that meets your needs and preferences without compromising your financial security.

7. 1. Home Workouts

Home workouts offer a convenient and cost-effective way to stay in shape without the need for a gym membership.

Online Fitness Programs: Numerous online fitness programs offer a variety of workouts that can be done at home, often for a fraction of the cost of a gym membership.
Fitness Apps: Fitness apps provide guided workouts, tracking tools, and personalized fitness plans.
Bodyweight Exercises: Bodyweight exercises, such as push-ups, squats, and lunges, require no equipment and can be done anywhere.
YouTube Workouts: YouTube offers a vast library of free workout videos covering various fitness styles and levels.

7. 2. Outdoor Activities

Outdoor activities provide a fun and engaging way to exercise while enjoying the fresh air and sunshine.

Running: Running is a great cardiovascular workout that can be done anywhere.
Walking: Walking is a low-impact exercise that is suitable for all fitness levels.
Cycling: Cycling is a fun and effective way to improve your cardiovascular health and leg strength.
Hiking: Hiking is a challenging and rewarding activity that can improve your fitness and connect you with nature.
Swimming: Swimming is a full-body workout that is gentle on the joints.

7. 3. Community Centers

Community centers often offer affordable fitness classes and gym facilities.

Group Fitness Classes: Community centers typically offer a variety of group fitness classes, such as yoga, Zumba, and Pilates.
Gym Facilities: Some community centers have gym facilities with weights, cardio equipment, and other fitness equipment.
Low-Cost Memberships: Community center memberships are often more affordable than traditional gym memberships.

7. 4. YMCA

The YMCA is a non-profit organization that offers a wide range of fitness programs and services.

Gym Facilities: The YMCA has gym facilities with weights, cardio equipment, and other fitness equipment.
Group Fitness Classes: The YMCA offers a variety of group fitness classes, such as yoga, Zumba, and swimming.
Financial Assistance: The YMCA offers financial assistance to those who cannot afford a membership.

7. 5. Free Trials and Day Passes

Many gyms offer free trials or day passes that allow you to try out their facilities and services before committing to a membership.

Explore Different Gyms: Take advantage of free trials and day passes to explore different gyms and find one that meets your needs and preferences.
Assess the Facilities: Use the free trial or day pass to assess the gym’s facilities, equipment, and classes.
Evaluate the Atmosphere: Evaluate the gym’s atmosphere and culture to ensure that it is a good fit for you.

8. Expert Opinions on Gym Membership Security

To provide a comprehensive perspective on the safety of providing bank account information to gyms, it’s valuable to consider expert opinions from financial advisors, security professionals, and consumer advocates. Their insights can offer valuable guidance and help you make an informed decision.

8. 1. Financial Advisors

Financial advisors often caution against providing bank account information to businesses unless it is absolutely necessary.

Limited Protection: “Direct debit from your bank account offers less protection than using a credit card,” says certified financial planner, Jane Smith. “With a credit card, you can dispute unauthorized charges and have the charges reversed while the investigation is underway. With a bank account, it can be more difficult to get your money back.”
Potential for Errors: Financial advisors also point out the potential for errors in billing. “Even with reputable companies, mistakes can happen,” says John Doe, a financial advisor at XYZ Financial. “A gym might accidentally overcharge you or continue billing you after you’ve canceled your membership. Monitoring your bank statements closely is essential.”

8. 2. Security Professionals

Security professionals emphasize the importance of verifying the security measures of any business before providing your bank account information.

Encryption: “Ensure that the gym uses encryption to protect your bank account information when it is transmitted over the internet,” says security consultant, Alice Johnson. “Look for “HTTPS” in the website address, which indicates that the site is using encryption.”
Data Breach Prevention: Security professionals also recommend asking the gym about its data breach prevention and detection measures. “Ask the gym what steps they take to prevent data breaches and how they would notify you if your information were compromised,” says Bob Williams, a cybersecurity expert at ABC Security.

8. 3. Consumer Advocates

Consumer advocates advise consumers to be aware of their rights and to take steps to protect themselves from unfair business practices.

Read the Contract: “Read the contract carefully before signing it,” says consumer advocate, Carol Brown. “Pay close attention to the cancellation policy and any fees or restrictions.”
Document Everything: Consumer advocates also recommend documenting all communication with the gym. “Keep copies of all emails, letters, and forms,” says David Green, a consumer advocate at 123 Consumer. “Note the dates and times of all phone calls and in-person conversations.”

8. 4. Federal Trade Commission (FTC)

The Federal Trade Commission (FTC) provides resources and guidance for consumers on protecting their financial information.

Identity Theft: The FTC offers information on how to protect yourself from identity theft and what to do if your identity is stolen.
Scams and Fraud: The FTC provides information on common scams and fraud schemes and how to avoid them.
Consumer Rights: The FTC provides information on your rights as a consumer and how to file a complaint if you believe that a business has violated your rights.

9. Planet Fitness Membership and Financial Well-being

Making informed decisions about your Planet Fitness membership and how you manage your payments is a key part of maintaining your overall financial well-being. A balanced approach to fitness and finance can lead to long-term stability and peace of mind.

9. 1. Budgeting for Your Membership

Integrate the cost of your Planet Fitness membership into your monthly budget.

Track Expenses: Use budgeting apps or spreadsheets to track your income and expenses.
Allocate Funds: Allocate a specific amount of money each month for your gym membership.
Adjust Spending: If necessary, adjust your spending in other areas to accommodate the cost of your membership.

9. 2. Maximizing the Value of Your Membership

Take full advantage of the amenities and services offered by Planet Fitness.

Use the Equipment: Utilize the gym’s cardio and strength-training equipment to achieve your fitness goals.
Attend Classes: Participate in group fitness classes to add variety to your workouts.
Personal Training: Consider working with a personal trainer to develop a customized fitness plan.
Amenities: Take advantage of the gym’s other amenities, such as tanning beds, massage chairs, and HydroMassage beds.

9. 3. Avoiding Financial Stress

Be mindful of the potential for financial stress associated with gym memberships.

Affordability: Ensure that you can comfortably afford the monthly membership fees without sacrificing other essential expenses.
Cancellation Policy: Understand the cancellation policy and any associated fees to avoid unexpected costs.
Overspending: Avoid overspending on additional services or products offered by the gym.

9. 4. Building a Healthy Relationship with Money

Use your Planet Fitness membership as an opportunity to cultivate a healthy relationship with money.

Financial Goals: Set financial goals and track your progress.
Savings: Save a portion of your income each month.
Investing: Invest in your future by saving for retirement or other long-term goals.

9. 5. Seeking Financial Guidance

If you are struggling to manage your finances or make informed financial decisions, seek guidance from a financial advisor.

Budgeting Assistance: A financial advisor can help you create a budget and track your expenses.
Debt Management: A financial advisor can help you develop a plan to manage your debt.
Investment Advice: A financial advisor can provide investment advice based on your individual needs and goals.

10. Staying Informed About Industry Best Practices

The fitness industry is constantly evolving, and it’s essential to stay informed about the latest best practices for protecting your financial information and ensuring a positive gym membership experience. Staying up-to-date on industry trends and consumer protection measures can empower you to make informed decisions and avoid potential pitfalls.

10. 1. Follow Industry News

Stay informed about the latest news and trends in the fitness industry.

Trade Publications: Read trade publications, such as Club Industry and IHRSA’s Club Business International, to stay up-to-date on industry trends.
Online Resources: Follow online resources, such as industry blogs and websites, to stay informed about the latest news and best practices.

10. 2. Monitor Consumer Protection Agencies

Keep an eye on consumer protection agencies, such as the Federal Trade Commission (FTC) and the Consumer Financial Protection Bureau (CFPB).

FTC Website: Visit the FTC website to learn about your rights as a consumer and to file a complaint if you believe that a business has violated your rights.
CFPB Website: Visit the CFPB website to learn about your rights regarding financial products and services and to file a complaint if you believe that a financial institution has violated your rights.

10. 3. Read Online Reviews

Read online reviews of gyms and fitness centers before signing up for a membership.

Yelp: Check Yelp for reviews of local gyms.
Google Reviews: Read Google Reviews to get a sense of the gym’s reputation.
BBB: Check the Better Business Bureau (BBB) website to see if the gym has any complaints filed against it.

10. 4. Attend Industry Events

Attend industry events, such as conferences and trade shows, to learn about the latest best practices and network with other professionals.

IHRSA: Attend the International Health, Racquet & Sportsclub Association (IHRSA) conference to learn about the latest trends and best practices in the fitness industry.
Club Industry Show: Attend the Club Industry Show to network with other professionals and learn about the latest products and services.

10. 5. Join Online Communities

Join online communities, such as forums and social media groups, to connect with other fitness enthusiasts and share information.

Fitness Forums: Participate in fitness forums to ask questions and share your experiences.
Social Media Groups: Join social media groups to connect with other fitness enthusiasts and stay up-to-date on the latest news and trends.

By staying informed about industry best practices and consumer protection measures, you can make informed decisions about your gym membership and protect your financial well-being. At bankprofits.net, we’re committed to providing you with the information and resources you need to make sound financial choices.

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Are you ready to take control of your financial future? Visit bankprofits.net today to read in-depth analyses, discover proven strategies for increasing bank profits, and contact our experts for personalized advice. Don’t wait, start your journey to financial empowerment now.

FAQ: Planet Fitness and Your Bank Account

Is Planet Fitness a reputable company?

Yes, Planet Fitness is a well-established and reputable gym chain with numerous locations across the United States.
What security measures does Planet Fitness have in place to protect my bank account information?

Planet Fitness likely employs various security measures, such as encryption and firewalls, to protect customer data.
What should I do if I notice an unauthorized transaction on my bank statement?

Report any discrepancies or unauthorized transactions to your bank immediately.
Can I cancel my Planet Fitness membership online?

Some Planet Fitness locations may allow you to cancel your membership online, while others may require you to cancel in person or by mail.
What is the cancellation policy for Planet Fitness?

The cancellation policy for Planet Fitness varies by location, but typically requires you to provide written notice at least 30 days before your desired cancellation date.
Are there any fees for canceling my Planet Fitness membership?

Some Planet Fitness locations may charge a fee for canceling your membership before the end of the contract term.
What are my rights as a consumer?

As a consumer, you have certain rights that protect you from unfair or deceptive business practices.
What should I do if I have a dispute with Planet Fitness?

If you have a dispute with Planet Fitness, try to resolve it directly with the gym. If you are unable to resolve the dispute, you may be able to file a complaint with the Better Business Bureau or the Federal Trade Commission.
Can I pay for my Planet Fitness membership in cash?

While less common, some Planet Fitness may accept cash payments for memberships. It’s best to inquire at the location you’re interested in.
What alternatives are there to gym memberships?

Alternatives to gym memberships include home workouts, outdoor activities, community centers, and the YMCA.