Are you a KeyBank customer needing to manage your finances effectively? Understanding your KeyBank routing number is crucial for various banking activities, from setting up direct deposits to sending wire transfers. This guide provides you with all the essential information about KeyBank routing numbers, ensuring your transactions are processed smoothly and accurately.
KeyBank, like all banks in the United States, uses routing numbers to identify itself and the location of your account. These nine-digit codes are essential for electronic fund transfers, ensuring money reaches the correct destination. Using the correct routing number is vital to avoid delays or complications in your financial transactions.
KeyBank Routing Numbers by State
KeyBank uses different routing numbers depending on the state where you opened your account. It’s important to use the routing number associated with your specific location to ensure accurate processing. Here’s a table outlining KeyBank routing numbers by state:
| State | Routing number |
|---|---|
| KeyBank Alaska | 125200879 |
| KeyBank Florida | 041001039 |
| KeyBank Maine | 011200608 |
| KeyBank New York | 021300077 |
| KeyBank Pennsylvania | 021300077 |
| KeyBank Washington | 125000574 |
| KeyBank Colorado | 307070267 |
| KeyBank Idaho | 124101555 |
| KeyBank Massachusetts | 021300077 |
| KeyBank Ohio | 041001039 |
| KeyBank Utah | 124000737 |
| KeyBank Connecticut | 021300077 |
| KeyBank Indiana | 041001039 |
| KeyBank Michigan | 041001039 |
| KeyBank Oregon | 123002011 |
| KeyBank Vermont | 211672531 |
It’s important to note that while some states share the same routing number, it’s always best to double-check the specific routing number associated with your account and state to prevent any errors.
KeyBank Routing Numbers for Wire Transfers
Wire transfers, especially international ones, require precise banking information. For KeyBank, the routing number for wire transfers can vary by location, similar to other transactions. However, for international wire transfers, you’ll also need KeyBank’s SWIFT code.
| Type of wire transfer | Routing number |
|---|---|
| International Wire Transfer | Routing number by location |
| Domestic Wire Transfer | Routing number by location |
| SWIFT Code | KEYBUS33 |
For both domestic and international wire transfers, using the routing number corresponding to the location where your account was opened is generally recommended. The SWIFT code, KEYBUS33, is crucial for international transactions as it uniquely identifies KeyBank globally.
Finding Your KeyBank Routing Number
There are several convenient ways to locate your KeyBank routing number:
On a Check
For those with checking accounts, the most straightforward way to find your routing number is on a physical check. The KeyBank routing number is printed on the bottom-left corner of your checks. It’s the first set of numbers you’ll see, typically followed by your account number and check number.
This method provides a quick and reliable way to get your routing number directly from your checkbook.
Online
In today’s digital age, accessing your routing number online is also simple:
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KeyBank Online Banking: The easiest way to find your routing number online is by logging into your KeyBank online banking account. Once logged in, you should be able to find your account details, including the routing number, within your account information or statement section.
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Fedwire Website: You can also use the official Fedwire website, the Federal Reserve Banks’ wire transfer service. Their E-Payments Routing Directory allows you to search for KeyBank’s routing number using the bank’s name and state.
These online methods provide convenient alternatives to finding your routing number without needing a physical check.
Which KeyBank Routing Number to Use?
Choosing the correct KeyBank routing number depends primarily on two factors:
- The state where you opened your account: As shown in the state-by-state table, KeyBank utilizes different routing numbers based on location. Always use the routing number associated with the state where your account was initially established.
- The type of transaction: While generally the routing number is consistent for most transactions, it’s always wise to confirm if there are specific routing numbers for particular transaction types, especially wire transfers.
For most common transactions like direct deposits, ACH transfers, and wire transfers, the state-specific routing numbers listed in the table above will be applicable. If you are unsure, especially for wire transfers, it is always best practice to confirm with KeyBank directly through their customer service or online banking portal.
By understanding and correctly using your KeyBank routing number, you can ensure your financial transactions are processed efficiently and without error. Always double-check the routing number before initiating any transaction to avoid potential issues.
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Disclaimer: The information provided in this guide is intended for general informational purposes only. While every effort has been made to ensure the accuracy of the information, banking policies and fees may be subject to change. Users are strongly advised to verify specific details and consult with their banks should they have any questions or concerns. Instarem assumes no responsibility for any errors or omissions in this guide, or for any actions taken based on the information provided herein.
