In today’s fast-paced world, managing your finances efficiently is more important than ever. The M&T Mobile Banking App is designed to put you in control of your banking needs quickly, so you can focus on what truly matters. Built for both personal and business customers, this app brings the power of M&T Bank directly to your fingertips.
Access Your Accounts with Unmatched Convenience
Keeping track of your finances has never been easier. With M&T Banking Online via the mobile app, you gain immediate access to all your crucial account information. You can effortlessly view:
- Available balances for all your accounts, ensuring you always know your spending power.
- Detailed transaction history, giving you a clear picture of your account activity.
- Credit limits and check images, providing comprehensive account oversight.
- Net worth estimation, cash flow visualization, and financial centralization through M&T Money Smart for personal accounts. This powerful tool also allows you to categorize transactions, customize budgets, and meticulously track your spending habits.
Bank with Confidence and Robust Security
Security is paramount when it comes to online banking. M&T Banking Online incorporates multiple layers of protection to ensure your peace of mind:
- Multi-factor authentication: Access your accounts securely using your passcode, fingerprint recognition, or facial recognition on compatible devices, adding an extra layer of defense against unauthorized access.
- Real-time alerts with M&T Alerts: Stay informed about your account activity with timely notifications delivered via text, email, or directly through the app, helping you detect and respond to any unusual transactions promptly.
Move Money Swiftly and Efficiently
The M&T Mobile Banking App streamlines money movement, offering several convenient options:
- Zelle® Integration: Send money quickly and easily to almost anyone in the U.S. with a bank account using Zelle®¹. Transactions are typically completed in minutes, making it perfect for splitting bills or sending gifts.
- Mobile Check Deposit: Deposit checks from anywhere, anytime, directly through the app, eliminating trips to the bank.
- M&T Flash Funds™: For qualifying checks, enjoy immediate availability of your deposited funds with M&T Flash Funds™², providing instant access when you need it most.
- Seamless Transfers and Payments: Effortlessly transfer funds between your M&T accounts and make payments to your M&T loans and credit cards, all within the app.
- M&T Bill Pay: Manage and pay your bills with confidence using M&T Bill Pay, backed by the M&T Bill Pay Guarantee³ for worry-free bill management.
Manage Your Cards with Ease and Control
Take full control of your M&T debit and credit cards directly from your mobile device:
- Card Lock/Unlock: Temporarily lock your personal M&T debit and credit cards if misplaced, and easily unlock them when found, preventing unauthorized use.
- Report Lost or Stolen Cards: Quickly report a lost or stolen card and order a replacement directly through the app, minimizing disruption.
- Authorized Users: Add authorized users to your personal and business M&T credit cards, simplifying expense management.
- Rewards Access: View your M&T credit card rewards points and access your rewards account to redeem points and manage your benefits.
Reach M&T Bank Support Readily
Need assistance? M&T Banking Online ensures help is always within reach:
- Easy Contact Options: Call M&T Bank directly using provided contact numbers for immediate support.
- Comprehensive FAQs: Search frequently asked questions directly within the app to find quick answers to common queries.
- Branch and ATM Locator: Locate the nearest M&T Bank branch or ATM with the built-in locator, convenient for in-person banking needs.
Embrace the Convenience of M&T Banking Online Today
The M&T Mobile Banking App is your all-in-one solution for modern banking. Experience the convenience, security, and efficiency of managing your finances on the go. Download the app today and discover how M&T Banking Online can simplify your financial life, giving you more time for what truly matters.
Disclosures:
¹Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle. Zelle® and the Zelle related marks and logos are property of Early Warning Services, LLC.
²The fee for this service is 2% of the total check amount ($2 minimum charge). If the deposit is made during our nightly processing, it will not be available to pay debit items that are processed for payment during that night’s processing. However, it would be immediately available for withdrawal.
³To learn more about the Bill Pay Guarantee visit mtb.com/billpay
Unless otherwise specified, all advertised offers and terms and conditions of accounts and services are subject to change at any time without notice. After an account is opened or service begins, it is subject to its features, conditions, and terms, which are subject to change at any time in accordance with applicable laws and agreements. Please contact an M&T representative for full details.
Refer to the Digital Services Agreement for details
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