Welcome to Oneunited Bank, the largest Black-owned bank and a beacon of financial empowerment headquartered in Boston, Massachusetts. As a designated Community Development Financial Institution (CDFI) by the U.S. Treasury Department, OneUnited Bank is deeply committed to fostering economic growth within underserved urban communities across Boston, Miami, Los Angeles, and beyond. We operate on a direct-to-consumer model, enabling individuals and families to directly participate in building stronger, more prosperous communities.
Through our mission-driven deposit programs, you have the unique opportunity to align your financial goals with impactful community development initiatives. By choosing to deposit your funds with OneUnited Bank, you become a vital partner in driving positive change. Your deposits empower us to provide crucial financing for affordable housing projects, fuel the growth of local entrepreneurs, and unlock new economic opportunities within low to moderate-income neighborhoods. Together, we are building a future where financial empowerment is accessible to all, leaving a lasting legacy of social and economic progress.
OneUnited Bank stands on a strong foundation of financial expertise and a proven history of successful bank acquisitions. For over five decades, we have demonstrated unparalleled financial performance while staying true to our mission as a CDFI. Over the past five years alone, we have lent nearly $1 billion, primarily benefiting low to moderate-income communities, all while maintaining strong financial stability and minimal losses.
Beyond lending, we are dedicated to equipping individuals with the financial knowledge they need to thrive. Our comprehensive Money Smart Workshops provide urban communities with essential tools for effective budgeting, credit improvement, and savings strategies.
We invite you to join OneUnited Bank on this transformative journey. Become a part of a movement that integrates financial strength with social responsibility. Together, we can build a brighter economic future, one mission-driven deposit at a time, and create a profound impact for generations to come. Choose OneUnited Bank and be a catalyst for change.
