In today’s fast-paced world, accessing your bank anytime and anywhere is not just a convenience—it’s a necessity. Redwood Capital Bank understands this need, which is why we offer comprehensive digital banking solutions designed to give you 24/7 control over your finances. Whether you’re at home, in the office, or on the go, Redwood Capital Bank’s digital banking platform ensures that managing your money is always at your fingertips. From simple transfers to complex bill payments and even credit score monitoring, our digital services are built to empower you.
Online Banking with Redwood Capital Bank: Your Powerful Web Browser Access
Redwood Capital Bank’s online banking platform brings a suite of powerful financial tools directly to your web browser. Experience seamless and secure banking from your computer, giving you robust control over your accounts.
- Effortless Transfers: Move money with ease between your Redwood Capital Bank accounts and even to external accounts at other financial institutions. Our system is designed for both internal and external transfers, making fund management simple and efficient.
- Streamlined Loan Payments: Make paying your Redwood Capital Bank loans incredibly convenient. You can schedule payments from your Redwood Capital Bank account or even from an account you hold at another bank, all within our online banking platform.
- Real-Time Payments with Zelle®: For retail users, sending and receiving money in real-time is straightforward with Zelle®. This fast and secure service is integrated directly into our online banking, allowing you to quickly transact with friends, family, and others you trust (retail users only).
- Simplified Bill Payments with Redwood Capital Bank Bill Pay: Say goodbye to late fees and manual checks. Our integrated Bill Pay system allows you to manage and pay all your bills in one place, scheduling payments and tracking your expenses with ease.
- Holistic Financial Overview: Gain a complete picture of your financial health by linking accounts from other financial institutions. Redwood Capital Bank’s online banking allows you to aggregate all your financial information in one secure dashboard for a comprehensive view.
- Proactive Credit Score Monitoring with My Credit Score: Stay informed about your credit health with our My Credit Score tool (retail users only). Regularly monitoring your credit score can help you maintain financial wellness and identify potential issues early.
- Smart Expense Management with My Spending: Take control of your budget with My Spending (retail users only). This feature helps you automatically categorize and track your expenses, providing valuable insights into your spending habits so you can make informed financial decisions.
- Convenient Access to eStatements: Reduce paper clutter and access up to two years of your account statements securely online with eStatements. Statements are easily accessible whenever you need them, simplifying your record-keeping.
- Advanced Fraud Prevention with Account and Security Alerts: Protect your accounts with our comprehensive alert system. Set up notifications for various account activities to stay informed and quickly detect any unauthorized transactions, enhancing your financial security.
- Easy Check Reordering Online: Running low on checks? Reorder them quickly and conveniently online through your Redwood Capital Bank online banking portal, saving you time and effort.
- Stop Payment Option for Checks: In situations where you need to stop payment on a check, you can easily initiate a stop payment request online (fees may apply). This feature gives you control and helps prevent unintended payments.
Mobile Banking with the Redwood Capital Bank Mobile App: Banking in Your Pocket
Experience the ultimate convenience of banking on the go with the Redwood Capital Bank Mobile App. Available for both iOS and Android devices, our mobile app provides a robust and secure banking experience directly from your smartphone or tablet.
- Mobile Account Management: Manage your finances from anywhere with a comprehensive suite of mobile banking features. Our app mirrors much of the functionality of our online platform, optimized for mobile use.
- On-the-Go Transfers: Just like online banking, perform internal and external account transfers directly from your mobile device. Transfer funds while you’re out and about, making banking fit into your lifestyle.
- Mobile Loan Payments: Make loan payments to Redwood Capital Bank from your mobile app, whether from your Redwood Capital Bank account or an external account. Manage your loan obligations with ease, no matter where you are.
- Zelle® Mobile Payments: Utilize the speed and convenience of Zelle® directly through the mobile app (retail users only). Send money instantly to friends and family from your phone, simplifying quick transactions.
- Mobile Bill Pay: Pay your bills anytime, anywhere with Redwood Capital Bank Bill Pay integrated into the mobile app. Manage your payments and ensure bills are paid on time, all from your mobile device.
- Mobile Financial Overview: View your complete financial picture, including linked external accounts, directly in the mobile app. Get a unified view of your finances at your fingertips, enabling informed decisions on the go.
- Mobile Credit Score Access: Check your credit score using My Credit Score (retail users only) within the mobile app. Stay updated on your credit health directly from your phone, allowing for timely financial management.
- Mobile Spending Insights: Access My Spending (retail users only) on your mobile device to categorize and monitor your expenses. Track your spending habits and stay on top of your budget, even when you’re mobile.
- Mobile eStatement Access: View your eStatements directly on your mobile device. Access up to two years of statements securely, making it easy to check your account history wherever you are.
- Mobile Security Alerts: Receive and manage account and security alerts directly on your mobile device. Stay informed about your account activity and react quickly to any notifications, enhancing your mobile banking security.
- Mobile Check Reordering: Reorder checks directly from the mobile app when you need them. This convenient feature ensures you never run out of checks, even when managing your banking from your phone.
- Mobile Stop Payments: Initiate stop payments on checks directly from the mobile app (fees may apply). Have control over your payments even when you are away from your computer.
- SMS Text Banking: For quick balance checks or transaction history, utilize SMS text banking for fast information without needing to log into the full app.
Business Banking Solutions at Redwood Capital Bank: Tools for Business Growth
Redwood Capital Bank provides specialized cash management services designed to support your business operations. Beyond the online and mobile services, we offer tools tailored to the unique needs of businesses. Contact your Redwood Capital Bank branch to enroll in these business-focused services.
- Efficient ACH Transfers: Streamline your business payments and collections with ACH transfers. This efficient system is ideal for payroll, vendor payments, and direct debits, helping manage your cash flow effectively.
- Secure Wire Transfers: For larger, more urgent transactions, utilize wire transfers. Send and receive funds quickly and securely, both domestically and internationally (fees may apply), essential for managing business finances.
- Business Remote Deposit Capture: Save time and improve efficiency by depositing checks remotely from your office with Business Remote Deposit Capture (fees may apply). This service eliminates trips to the bank, allowing for faster deposit processing.
- Enhanced Fraud Protection with Positive Pay: Protect your business accounts from check and ACH fraud with Positive Pay. This advanced security feature helps prevent unauthorized transactions, safeguarding your business assets.
- Business Bill Pay: Manage and pay your business bills efficiently with our comprehensive bill pay service, designed for the complexities of business finances.
- Customizable Transaction Limits and User Access: Maintain control over your business accounts by setting transaction limits and managing user access. This feature allows you to delegate financial tasks securely while maintaining oversight.
Telebank: Access Your Accounts by Phone
No internet access or mobile app? No problem. Redwood Capital Bank’s Telebank system allows you to access key account information over the phone.
- 24/7 Phone Access: Call our Telebank system anytime to check balances, review recent transactions, and even make internal transfers, all through simple phone prompts.
- Easy Account Information: Get the essential information you need quickly, without needing a computer or smartphone. Telebank is perfect for quick checks and basic account management.
- Contact Telebank at (866) 208-2504
Questions and Support for Redwood Capital Bank Digital Banking
We are dedicated to providing exceptional support for all your digital banking needs.
- Dedicated Help Line: For any questions about our digital banking products and services, please call our digital banking help line at (707) 444-9802. Our help line is available 24/7 through January 21, 2025, for your convenience.
- Branch Support: You can also contact any Redwood Capital Bank branch for assistance with digital banking. Our branch staff are ready to help you with any inquiries.
- Email Support: Reach us by email at [email protected] for any questions or support needs.
- Branch Locations & Numbers:
- Eureka Branch: (707) 444-9800
- Fortuna Branch: (707) 725-4722
- Arcata Branch: (707) 826-0878
- Henderson Center Branch: (707) 444-9888
- Digital Banking Help Line Hours: Monday-Thursday: 9:00 a.m. to 5:00 p.m. (Pacific), Fridays: 9:00 a.m. to 5:30 p.m. (Pacific), excluding federal holidays.
Redwood Capital Bank’s digital banking services are designed to provide you with secure, convenient, and always-available access to your finances. Embrace the ease of modern banking with Redwood Capital Bank, where your financial management is simplified and always within reach.
