Regions Bank is a well-known financial institution in the United States, offering a wide array of banking and investment services. For individuals looking to manage their finances effectively, understanding the scope of Regions Bank’s offerings and how to locate their services is essential. This article provides a comprehensive overview of Regions Investment Solutions, a key component of Regions Bank, and guides you on how to find a branch that meets your needs.
Understanding Regions Investment Solutions
Regions Investment Solutions operates as a marketing name for Cetera Investment Services. This relationship is crucial to understand for anyone seeking investment advice or products through Regions Bank. Securities and insurance products are actually offered through Cetera Investment Services LLC, a registered entity with FINRA (Financial Industry Regulatory Authority) and SIPC (Securities Investor Protection Corporation). Advisory services, on the other hand, are provided through Cetera Investment Advisers LLC.
It’s important to note that while Regions Bank provides access to these investment solutions, Cetera Investment Services and Cetera Investment Advisers are not affiliates of Regions Bank or its related companies. This distinction ensures a level of separation and specialization in the services offered. The professionals you interact with may be Registered Representatives (offering brokerage services), Investment Adviser Representatives (offering advisory services), or both, depending on your financial needs. Their compensation structure also varies, being either transaction-based (commissions) or asset-based fees.
For personalized financial planning, consulting with a tax or legal advisor is always recommended. Neither Cetera Investment Services LLC nor its representatives are authorized to provide tax or legal advice. It is always prudent to seek advice from qualified professionals in those specific domains.
For further details, you can review Cetera Investment Services’ Privacy Policy, Important Information disclosures, and Business Continuity Plan available on their website. Regions Investment Solutions can be contacted at their office located at 2050 Parkway Office Circle, 4th Floor, Hoover, AL 35244, or by phone at 1-800-598-9164.
Services Offered Through Regions Wealth Management
Beyond Regions Investment Solutions, Regions Bank also provides trust and investment management services through Regions Wealth Management. This is a business unit directly within Regions Bank. Investment advisory services within this unit are delivered through Regions Investment Management, Inc. (“RIM”). RIM is a Registered Investment Adviser and a wholly-owned subsidiary of Regions Bank. In some instances, Regions Wealth Management may utilize RIM’s expertise and strategies for its trust and investment management clients.
It’s crucial to understand that communications from Regions Bank regarding investment solutions are for educational and general marketing purposes only. They should not be interpreted as a direct recommendation to buy, sell, or hold specific investments. Furthermore, these communications are not tailored investment advice or fiduciary guidance for individual retirement investors.
Finding a Regions Bank Branch or Advisor
While Regions Investment Solutions information is readily available, locating a physical Regions Bank branch or a specific advisor is a common need. To find a Regions Bank branch, you can utilize the online branch locator tool available on the official Regions Bank website. This tool, often referred to as a “Regions Bank Finder,” allows you to search for branches and ATMs based on location, zip code, or address.
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This online tool is your most efficient “Regions Bank finder”. It provides details on branch hours, services offered at each location, and contact information. Many branches offer a comprehensive suite of banking services, and some may have advisors on-site who can discuss Regions Investment Solutions or Regions Wealth Management services.
When using the Regions Bank finder, consider what specific services you require. Are you looking for general banking services, or do you want to discuss investment options with an advisor? If your primary goal is investment-related, it may be beneficial to call the branch beforehand to ensure an advisor specializing in Regions Investment Solutions or Regions Wealth Management is available.
Important Considerations Regarding Access and Availability
It’s important to remember that the information provided by Regions Investment Solutions and the services offered are intended for residents of the United States only. Furthermore, Registered Representatives of Cetera Investment Services LLC are authorized to conduct business only with residents of states and/or jurisdictions where they are properly registered.
Not all products and services mentioned may be available in every state or through every advisor listed. For detailed information regarding availability in your specific location and through a particular advisor, it is recommended to contact the advisor directly through the information provided on the Regions Bank site. You can also visit the Cetera Investment Services LLC website for more general information about their offerings.
To verify the background of any investment professional, you can use FINRA’s BrokerCheck tool. This is a valuable resource to ensure you are working with registered and qualified professionals.
Conclusion: Leveraging Regions Bank and its Resources
Regions Bank provides access to a broad spectrum of financial services, including investment solutions through Cetera Investment Services and wealth management through Regions Wealth Management. Utilizing the “Regions Bank finder” tool online is the most effective way to locate a branch for your banking needs. When seeking investment advice, understanding the relationship between Regions Bank, Cetera, and RIM is essential. By using the resources available and contacting Regions Bank or its advisors directly, you can effectively manage your financial future.
