Are you a Regions Bank customer in Tennessee needing to locate your routing number? Whether you’re setting up direct deposit, making online transfers, or sending wire transfers, having the correct routing number is crucial. This guide will provide you with the accurate Regions Bank routing number for Tennessee and explain how to find it, ensuring your transactions are processed smoothly.
Understanding Routing Numbers: The Basics
A routing number, officially known as an ABA routing number, is a nine-digit code that identifies your bank or financial institution within the United States. It’s essential for various financial transactions, acting like a digital address for your bank. Think of it as the essential code that directs funds to the correct bank during electronic transfers. You’ll need it for:
- Direct Deposits: Setting up payroll or government benefits to be automatically deposited into your account.
- Wire Transfers: Sending money electronically between banks, both domestically and internationally.
- Online Transfers: Moving funds between your bank accounts or paying bills online.
- Check Processing: Banks use routing numbers to process checks and ensure funds are drawn from the correct account.
Regions Bank Routing Number for Tennessee
For Regions Bank customers in Tennessee, the routing number is:
064000017
This routing number is specific to Tennessee and is used for most standard transactions, including direct deposits and ACH transfers. However, it’s important to note that wire transfers sometimes require a different routing number. Let’s clarify the routing numbers for different types of transactions.
Routing Numbers for Wire Transfers at Regions Bank Tennessee
While the above routing number (064000017) handles many transactions, wire transfers, especially international ones, often require a specific routing number to ensure efficient processing.
For wire transfers with Regions Bank in Tennessee, use the following routing number:
062005690
For international wire transfers, you’ll also need Regions Bank’s SWIFT code:
UPNBUS44
Here’s a summary table for quick reference:
| Type of Wire Transfer | Routing Number | SWIFT Code |
|---|---|---|
| Domestic Wire Transfer | 062005690 | N/A |
| International Wire Transfer | 062005690 | UPNBUS44 |
How to Locate Your Regions Bank Tennessee Routing Number
Finding your routing number is straightforward. Here are several reliable methods:
1. Check Your Checks
For checking accounts, your Regions Bank routing number is printed on your checks. Look at the bottom left corner of your check. The nine-digit number located there is your routing number.
2. Online Banking
Accessing your routing number through Regions Bank’s online banking platform is a convenient and secure method.
- Log in to your Regions Bank online banking account.
- Navigate to your account information or account details section.
- Your routing number is typically displayed along with your account number and other account details.
3. Fedwire Website
You can also utilize the official Fedwire website to find routing numbers. The Fedwire Routing System is a service provided by the Federal Reserve Banks.
- Go to the official Fedwire website.
- Search for “Regions Bank” and your state “Tennessee”.
- The website will provide you with the correct routing number.
Using the Correct Regions Bank Tennessee Routing Number
It’s vital to use the correct routing number to prevent delays or complications in your financial transactions. Using an incorrect routing number can lead to:
- Transaction Delays: Transfers might be delayed as banks attempt to correct routing errors.
- Returned Transactions: Transactions could be rejected and returned, requiring you to resubmit them with the correct information.
- Fees and Charges: Incorrect routing information may sometimes result in fees or charges from your bank or the receiving bank.
Always double-check that you are using the Regions Bank routing number specifically for Tennessee (064000017 for general transactions and 062005690 for wire transfers) to ensure smooth and accurate processing of your financial activities.
In Conclusion
Having the correct Regions Bank routing number for Tennessee is essential for error-free banking. Use this guide to easily find and verify your routing number for various transaction types, from setting up direct deposits to sending wire transfers. By using the accurate routing number, you ensure your financial transactions are processed efficiently and securely.
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Disclaimer: The information provided in this guide is for informational purposes only. While we strive for accuracy, banking details can change. Always verify information with Regions Bank directly for any critical transactions.
