Are you a Regions Bank customer needing to send or receive money? Understanding your Regions Bank routing number is crucial for ensuring your transactions are processed smoothly and reach the correct destination. Whether you’re setting up direct deposit, making online payments, or sending a wire transfer, this guide will provide you with all the necessary Regions Bank Routing Transit Numbers.
Regions Bank Routing Numbers by State
Regions Bank utilizes different routing numbers depending on the state where you opened your account. This table provides a quick reference to find the specific routing number for your state:
| State | Routing Number |
|---|---|
| Alabama | 062000019 |
| Arkansas | 082000109 |
| Florida | 063104668 |
| Georgia | 061101375 |
| Illinois | 071122661 |
| Indiana | 074014213 |
| Iowa | 073900438 |
| Kentucky | 083901744 |
| Louisiana | 065403626 |
| Mississippi | 065305436 |
| Missouri | 081001387 |
| North Carolina | 053012029 |
| South Carolina | 053201814 |
| Tennessee | 064000017 |
| Texas | 111900785 |
| Virginia | 051009296 |
It’s important to use the routing number associated with the state where you opened your Regions Bank account, not necessarily where you currently reside.
Routing Numbers for Wire Transfers: Domestic and International
Wire transfers require specific routing details to ensure funds are transferred quickly and securely. Regions Bank uses distinct routing numbers for domestic and international wire transfers. For international wire transfers, a SWIFT code is also essential.
| Type of Wire Transfer | Routing Number |
|---|---|
| International Wire Transfer | UPNBUS44 |
| Domestic Wire Transfer | 062005690 |
| SWIFT Code | UPNBUS44XXX |
When sending or receiving wire transfers with Regions Bank, double-check you are using the correct routing number based on whether the transfer is domestic or international. The SWIFT code, UPNBUS44XXX, is crucial for international transactions as it identifies Regions Bank globally.
Finding Your Regions Bank Routing Number on a Check
One of the easiest ways to locate your Regions Bank routing number is on a physical check. The routing number is the nine-digit code situated at the bottom-left corner of your checks.
This number, along with your account number, is part of the MICR (Magnetic Ink Character Recognition) line, which is used for automated check processing. The routing number on your check is generally suitable for most transactions, including direct deposits and ACH transfers.
How to Find Your Regions Bank Routing Number Online
In today’s digital age, accessing your Regions Bank routing number online is convenient and straightforward. Here are a couple of reliable methods:
-
Regions Bank Online Banking: The most direct method is to log in to your Regions Bank online banking portal. Once logged in, navigate to your account information or account details section. Your routing number is typically displayed alongside your account number and other pertinent account information. This is a secure and readily accessible way to find your routing number anytime you need it.
-
Official Fedwire Website: You can also utilize the official Fedwire website, maintained by the Federal Reserve Banks. This website allows you to search for routing numbers for all banks in the United States. Simply search for “Regions Bank,” and you can find their routing numbers and other bank details. This is an external, authoritative source to verify routing number information.
Which Regions Bank Routing Number Should You Use?
Choosing the correct Regions Bank routing number depends primarily on two factors: your account’s state of origin and the type of transaction you are conducting.
-
State-Specific Routing Numbers: As highlighted earlier, Regions Bank uses different routing numbers for accounts opened in different states. Always refer to the routing number specific to the state where you opened your account, especially for standard transactions like direct deposits, ACH payments, and checks.
-
Transaction Type Matters: While state routing numbers cover most transactions, wire transfers are an exception. Regions Bank has specific routing numbers for domestic and international wire transfers, as detailed in the wire transfer section. Ensure you use the dedicated wire transfer routing number when sending or receiving wire transfers to avoid delays or errors.
Using the correct routing number is essential for ensuring your financial transactions are processed without issues. Incorrect routing numbers can lead to delayed transactions, returned payments, or even misdirected funds. Always double-check the routing number before initiating any transaction.
Utilizing Your Regions Bank Routing Number for Various Transactions
Your Regions Bank routing number is a fundamental piece of information for a variety of financial activities. Here are some common scenarios where you’ll need to use it:
-
Setting up Direct Deposit: When enrolling in direct deposit for your paycheck or government benefits, you’ll need to provide your Regions Bank routing number and account number to your employer or the relevant agency.
-
Making ACH Payments: For Automated Clearing House (ACH) transactions, such as online bill payments or transferring funds between bank accounts, the routing number is necessary to identify Regions Bank.
-
Sending and Receiving Wire Transfers: As discussed, wire transfers, both domestic and international, require specific Regions Bank routing numbers and SWIFT codes.
-
Check Transactions: Your routing number is printed on your checks and is used when you write checks for payments or when someone deposits a check into your account.
-
Tax Payments: When paying your taxes electronically through platforms like the IRS website, you’ll need to provide your bank routing number and account number.
By understanding and correctly using your Regions Bank routing number, you can ensure the smooth and accurate processing of your financial transactions. Always verify you are using the appropriate routing number for your specific state and transaction type.
Sources
Disclaimer
The information provided in this guide is intended for general informational purposes only. While every effort has been made to ensure the accuracy of the information, banking policies and fees may be subject to change. Users are strongly advised to verify specific details and consult with their banks should they have any questions or concerns. Instarem assumes no responsibility for any errors or omissions in this guide, or for any actions taken based on the information provided herein.
