Are you a Regions Bank customer needing to understand your routing number? Whether you’re setting up direct deposit, making online transfers, or sending wire transfers, knowing the correct Regions Bank routing number (RTN) is crucial. This guide provides you with everything you need to find and use your Regions Bank Rtn accurately and efficiently.
Understanding Regions Bank Routing Numbers and Their Importance
A routing number, also known as an ABA routing number, is a nine-digit code that identifies your bank and branch location. It’s essential for various banking transactions, acting like an address for your bank within the US financial system. For Regions Bank account holders, using the correct routing number ensures that your transactions are processed smoothly and reach the intended destination without delays or errors.
Regions Bank, like many large banks, utilizes different routing numbers based on the geographic location where you opened your account and the type of transaction you’re conducting. This article will break down these variations to help you pinpoint the precise Regions Bank RTN you need.
Regions Bank Routing Numbers by State
Regions Bank uses state-specific routing numbers for standard transactions like direct deposits and ACH transfers. Find your state in the table below to locate your specific Regions Bank routing number.
| State | Routing Number |
|---|---|
| Alabama | 062000019 |
| Arkansas | 082000109 |
| Florida | 063104668 |
| Georgia | 061101375 |
| Illinois | 071122661 |
| Indiana | 074014213 |
| Iowa | 073900438 |
| Kentucky | 083901744 |
| Louisiana | 065403626 |
| Mississippi | 065305436 |
| Missouri | 081001387 |
| North Carolina | 053012029 |
| South Carolina | 053201814 |
| Tennessee | 064000017 |
| Texas | 111900785 |
| Virginia | 051009296 |
Regions Bank Routing Numbers for Wire Transfers
Wire transfers, especially international wire transfers, often require different routing numbers compared to standard ACH transactions. Regions Bank has specific routing numbers for both domestic and international wire transfers to ensure these transactions are processed correctly through the wire networks. Additionally, for international wire transfers, a SWIFT code is necessary to identify Regions Bank on the global SWIFT network.
| Type of Wire Transfer | Routing Number |
|---|---|
| International Wire Transfer | UPNBUS44 |
| Domestic Wire Transfer | 062005690 |
| SWIFT Code | UPNBUS44XXX |
It is important to note that the SWIFT code, UPNBUS44XXX, is essential for routing international wire transfers to Regions Bank. Ensure you provide this code along with the wire routing number when sending money from overseas.
Finding Your Regions Bank Routing Number
There are several convenient ways to locate your Regions Bank routing number:
1. Check Your Checks
For those with checking accounts, the most straightforward way to find your Regions Bank routing number is by looking at a physical check. The routing number is printed on the bottom left-hand corner of your checks.
This number is the nine-digit code situated before your account number. This method provides a quick and reliable way to confirm your routing number.
2. Online Banking
Accessing your Regions Bank account online is another easy method to find your routing number. Once logged into your online banking portal, you can typically find your routing number within your account details or under sections related to direct deposit or wire transfers. Regions Bank’s online platform provides secure access to this information.
3. Fedwire Website
For an official source, you can use the Fedwire website provided by the Federal Reserve System. This website has a directory where you can search for routing numbers for all banks in the United States, including Regions Bank. Simply navigate to the official Fedwire website and search for Regions Bank to find their routing numbers.
Choosing the Correct Regions Bank Routing Number
Selecting the right Regions Bank routing number depends on two key factors:
- Your Account’s State of Origin: As shown in the state-by-state table, Regions Bank uses different routing numbers depending on the state where you opened your account. Always use the routing number corresponding to your account’s state.
- Transaction Type: For standard transactions like direct deposits and ACH payments, use the state-specific routing number. For wire transfers, specifically use the dedicated wire transfer routing numbers mentioned earlier (domestic or international).
Using the correct routing number is vital to ensure your financial transactions are processed without hiccups. Double-checking the routing number before initiating any transaction can prevent potential delays or fees.
Frequently Asked Questions (FAQs) About Regions Bank RTN
Q: Is the Regions Bank routing number the same as the account number?
A: No, the routing number and account number are different. The routing number is a nine-digit code that identifies the bank, while the account number is unique to your specific account at the bank.
Q: Can I use the same routing number for all Regions Bank branches?
A: While Regions Bank has branches across multiple states, the routing number is generally determined by the state where you opened your account, not the specific branch. Refer to the state-specific routing number table for accurate information.
Q: What routing number should I use for international wire transfers to Regions Bank?
A: For international wire transfers to Regions Bank, use the routing number UPNBUS44 and the SWIFT code UPNBUS44XXX.
Q: Where can I verify my Regions Bank routing number?
A: You can verify your Regions Bank routing number on your checks, through Regions Bank online banking, or on the official Fedwire website.
Conclusion
Understanding and correctly using your Regions Bank routing number is essential for seamless banking transactions. This guide has provided you with the necessary information to find the right “regions bank rtn” for different purposes, whether it’s for setting up direct deposit, managing online payments, or conducting wire transfers. Always double-check the routing number before initiating transactions to ensure accuracy and avoid any potential issues.
Disclaimer: The information provided in this guide is intended for general informational purposes only. While every effort has been made to ensure the accuracy of the information, banking policies and fees may be subject to change. Users are strongly advised to verify specific details and consult with their banks should they have any questions or concerns. Instarem assumes no responsibility for any errors or omissions in this guide, or for any actions taken based on the information provided herein.
