Managing your finances efficiently includes timely bill payments, and with Synchrony Bank, you have multiple convenient options to pay your bill. Whether you prefer online methods, phone payments, or traditional mail, Synchrony Bank offers accessible solutions to suit your needs. This guide will walk you through the various ways you can pay your Synchrony Bank bill, ensuring you can manage your account with ease.
Pay Online Through Your Account
The most direct way to manage and pay your Synchrony Bank bill is by logging into your account online. This method provides a comprehensive view of your account details, payment history, and allows you to make payments securely.
By logging in, you can:
- Schedule payments for a future date.
- Set up recurring payments to avoid missing due dates.
- Review your account statements and transactions.
- Manage your account information.
This online portal is available 24/7, giving you the flexibility to manage your payments anytime, anywhere.
Guest Pay Option
For those who prefer a quick payment without logging in, Synchrony Bank offers a guest pay option. This is ideal for making a one-time payment without the need to remember your login credentials.
The guest pay feature is straightforward and efficient for users who need to make a fast payment.
Pay by Phone
If you prefer to speak with a customer service representative or make a payment over the phone, Synchrony Bank’s customer service is readily available.
Call customer service at: (866) 893-7864
Customer service is available from Monday to Sunday, 8:00am to 12 midnight (EST). When you call, be prepared to provide your account information to ensure a smooth payment process.
Pay by Mail
For those who prefer traditional methods, mailing your payment is still a viable option. Ensure you send your payment to the correct address to avoid delays.
Or mail it to:
Synchrony Bank PO Box 71715 Philadelphia, PA 19176-1715
For overnight mail or express payments, use the following address:
Overnight mail: Synchrony Bank 400 White Clay Center Drive Newark, DE 19711 (in-person drop-off not permitted)
When paying by mail, always send your payment a few days before the due date to account for mailing time. Include your account number on your check or money order to ensure proper credit to your account.
ACH Bank Transfer
You can also make payments directly from your bank account via ACH transfer. This method allows for a seamless transfer of funds from your bank to your Synchrony Bank account.
Setting up an ACH transfer usually requires you to link your bank account to your Synchrony account, which can be done through the online portal.
Western Union
Paying through Western Union is another alternative for remitting your payment. When using Western Union, you will need to use specific codes to ensure your payment is correctly processed.
Western Union:
Send your payment via Western Union (code: LOW, state: OHIO).
Ensure you provide the correct code and state as indicated to facilitate the payment process through Western Union.
Mobile App Payment
For ultimate convenience on the go, the CareCredit Mobile App (powered by Synchrony Bank for specific cards) allows you to manage your account and make payments directly from your smartphone.
Learn More
With the mobile app, you can:
- Access your digital card.
- Pay your bill quickly and easily.
- Find providers and businesses that accept CareCredit.
- Set up alerts and reminders for payments.
Available on iOS and Android:
Paying your Synchrony Bank bill is designed to be hassle-free with these multiple options. Choose the method that best fits your lifestyle and ensure timely payments to keep your account in good standing. Remember to select the payment option that is most convenient for you to ensure your Synchrony Bank account is managed effectively.
