Looking for a financial institution that puts you first? At UnitedOne Credit Union, we offer a range of services designed to help you achieve your financial goals, from buying a home to planning for your future. Explore our flexible options and competitive rates today.
How UnitedOne Credit Union Can Help You
We understand that everyone’s financial journey is unique. That’s why UnitedOne Credit Union provides a comprehensive suite of services to meet your diverse needs:
-
Home Loans: Whether you’re dreaming of buying your first home, building your dream house, or tapping into your home’s equity, our mortgage options are designed to be flexible and affordable. We offer competitive rates and personalized service to guide you through every step of the process.
-
Auto Loans: Need a new car, boat, or ATV? UnitedOne Credit Union offers attractive rates on new and used auto loans. Get pre-approved today and drive away with confidence.
-
Financial Wellness Resources: We’re committed to your overall financial health. Access our financial wellness resources and tools, including partnerships with GreenPath Financial Wellness, to help you manage your finances effectively and achieve long-term financial security.
-
Business Services: UnitedOne Credit Union supports local businesses with tailored account services, including savings and checking options. We understand the unique needs of businesses and offer solutions to help you thrive.
-
Retirement & Investments: Plan for your future with UnitedOne Credit Union’s retirement and investment services. Our experts can help you navigate your options and make informed decisions to secure your financial future.
Featured Rates at UnitedOne Credit Union
Take advantage of our competitive rates designed to save you money and help your finances grow:
-
New & Used Auto Loans: APR* as low as 4.99%
- For cars, boats, ATVs & more. Learn More
-
Home Equity: Interest rates* as low as 5.37%
- 10 Year Fixed. Learn More
-
Share Certificate: APY* as high as 3.75%
- Start saving today. Learn More
-
Kasasa Checking: Earn* 5.00%
- Cash Back or Interest Bearing APY*. Learn More
View All Rates Apply for a Loan
Calculate Your Potential Savings
Use our loan calculator to estimate your monthly payments and see how much you could save with UnitedOne Credit Union’s competitive rates.
Loan Rate Examples
| Name | Term | APR* as low as |
|---|---|---|
| Auto Loan | 60 months | 4.99% |
| Personal Loan | 24 months | 9.99% |
| Home Equity Loan | 10 years | 5.37% |
| Share Secured | 72 months | 6.00% |
| Mortgage | 30 years | 6.37% |
*APR is Annual Percentage Rate
Loan Amount Estimator
Find out your estimated monthly payment.
Name: Auto Loan
Term: 60 months
APR: 8.24%
Loan Amount: $25,000
Your Estimated Monthly Payment is: $2014.80 for 36 months
Apply for a LoanView All Rates
Scholarship Opportunities
UnitedOne Credit Union is invested in our community’s future. We offer scholarships to members pursuing higher education. Three $1,000 scholarships will be awarded for the 2025-26 academic year. Apply for Scholarship
Commitment to Financial Education
Since 1996, UnitedOne Credit Union has been committed to financial literacy, partnering with local schools like Monroe Elementary in the Manitowoc Public School District to provide school branches and educational resources. School Branches
Career Growth at UnitedOne
Join a team that values its employees and offers opportunities for growth. Discover why UnitedOne Credit Union is a great place to work. Careers
Local Service You Can Trust
Serving Manitowoc, Sheboygan, and surrounding communities since 1938, UnitedOne Credit Union is your trusted local financial partner. Hours & Locations
Technology-Driven Convenience
Access your accounts on your schedule with UnitedOne Credit Union’s technology-driven services, including 24/7 Personal Teller Machines (PTMs) and ATMs. 24/7 PTM – ATM
Terms and Disclosures
*APR = Annual Percentage Rate. Rates, terms, and conditions are subject to change and may vary. Loan calculator estimates are not loan quotes and may not represent your personal circumstances. Contact UnitedOne Credit Union for complete details.
