Looking for a checking account that offers more than just basic banking? Village Bank And Trust, through Wintrust Financial Corporation, presents an exciting opportunity to boost your finances right from the start. New customers can earn a bonus by opening a Total Access Checking account, designed to provide comprehensive banking solutions and rewarding benefits. This offer is perfect for those seeking a reliable financial partner with a community-focused approach, much like your trusted village bank.
Claim Your Bonus: A Step-by-Step Guide
To take advantage of this limited-time offer, valid for accounts opened between February 1, 2024, and January 29, 2025, ensure you meet the following simple qualifications. Please note that this offer is exclusively for new checking account customers who haven’t previously held or recently closed an account with Wintrust Financial Corporation or its subsidiaries.
- Open a New Total Access Checking Account: Initiate the process by opening a brand-new Total Access Checking account.
- Mention the Offer: When opening your account at a branch, be sure to mention this special promotion. If applying online, visit the designated URL provided in the offer or enter the code Echecking300 during your application.
- Establish Direct Deposits: Set up and receive qualifying direct deposits totaling at least $500 per month for two consecutive calendar months following the month your account is opened. This ‘Qualification Period’ ensures active use of your new account. Qualifying direct deposits include payments from government agencies, employers, or other organizations made via electronic deposit. Please note that teller, ATM, mobile, or remote deposits, wire transfers, transfers between Wintrust accounts, external transfers, peer-to-peer payments (like Zelle® or Venmo), and debit card transfers do not qualify as direct deposits.
- Enroll in Online Banking and E-statements: Within your Qualification Period, enroll in online banking and activate e-statements. This step is crucial for modern, convenient account management.
Once you’ve fulfilled these requirements and maintained a balance greater than $0 in your new account, the bonus will be directly deposited into your account within 30 calendar days after the Qualification Period concludes. Keep in mind that this bonus is subject to IRS 1099-INT reporting and may be considered taxable income. This offer is limited to one bonus payment per customer and cannot be combined with other checking account offers from Wintrust Financial Corporation, but it can be combined with savings offers.
Beyond the Bonus: Explore Village Bank and Trust Services
Village Bank and Trust, part of the Wintrust Financial Corporation network, extends valuable services beyond this attractive checking bonus. Enjoy the convenience of Free Coin Counting for consumer households, business customers, and nonprofits. (Note: Fees may apply for non-customer businesses).
Managing your funds is easier than ever with extensive ATM Access. Avoid Wintrust transaction charges at ATMs within the Allpoint, ATM Access (Town Bank customers only), MoneyPass, or Sum networks. While banks outside these networks may impose surcharges, depending on your account type, these fees may be reimbursed. Please be aware that a 1.10% International Service fee applies to certain foreign transactions outside the continental U.S.
For your important documents and valuables, Safe Deposit Boxes are available. Remember that safe deposit boxes are not FDIC-insured.
To find a convenient location and explore these services further, visit wintrust.com/locations.
Conclusion: Your Financial Goals, Supported by Village Bank and Trust
Opening a Total Access Checking account with Village Bank and Trust is more than just a smart financial move—it’s a step towards a rewarding banking experience. With a straightforward bonus offer and a suite of helpful services, Village Bank and Trust, powered by Wintrust, is ready to support your financial journey. Don’t miss out on this opportunity to grow your funds and benefit from a bank that values community and customer satisfaction.
