Zelle® has become a popular way to send money quickly and safely to friends and family in the U.S. This service partners directly with leading banks and credit unions, making it a convenient option for millions of users. If your financial institution offers Zelle, you likely already have access to it through your existing mobile banking app or online banking platform. For those whose banks don’t directly offer Zelle, the Zelle app provides an alternative route to connect with enrolled users.
Zelle allows you to move money swiftly – directly from one bank account to another. Using just your recipient’s U.S. mobile number or email address, you can easily send or receive payments from almost anyone you trust. One of the significant advantages of Zelle is that it does not charge any fees to use the service, although it’s always wise to check if mobile carrier or bank fees might apply separately.
Ready to get started with Zelle Bank transfers? Here’s a simple guide:
- Download the Zelle App: If your bank doesn’t offer Zelle directly, download the Zelle app from your app store.
- Enroll with your Debit Card: You can enroll by using a Visa® or Mastercard® debit card that is linked to your U.S. checking account.
- Enroll via Online Banking: Alternatively, if your bank supports this feature, you can enroll your U.S. checking account using your existing online banking username and password.
- Choose Your Recipient: Select the person you want to pay or request money from by entering their U.S. mobile number or email address.
- Send or Request Money: Enter the amount, confirm, and hit send. If your recipient is already enrolled with Zelle, they will typically receive the money within minutes. If they are not yet enrolled, they will receive a notification with instructions on how to quickly complete the payment.
*Note: Enrollment through online banking username and password within the Zelle app is dependent on whether your bank supports this specific feature.
Zelle and the Zelle related marks and logos are trademarks of Early Warning Services, LLC.
To use Zelle, it is required to have a bank account within the United States.
