It’s Thanksgiving Day, and as you’re enjoying time with family and planning for Black Friday deals, you might wonder about bank operations for the day after. Specifically, Are Banks Open The Day After Thanksgiving? In Maryland, the answer requires understanding state-specific bank holiday regulations.
In Maryland, bank holidays are determined by state law, and sometimes they align with federal holidays, but not always. This means that while Thanksgiving Day is consistently a bank holiday, the day after Thanksgiving isn’t automatically treated the same way. Maryland law provides some flexibility for banking institutions regarding certain holidays.
According to Maryland regulations, when a mandatory bank holiday differs from a federal holiday, a bank must close on one of them but may close on both. Furthermore, when a state-designated bank holiday doesn’t have a corresponding federal holiday, banks have the option to be open or closed.
So, what does this mean for the day after Thanksgiving? While Thanksgiving Day itself is a federal and state holiday, the Friday after Thanksgiving, often associated with Black Friday shopping, is not a mandatory bank holiday in Maryland. Therefore, banks in Maryland are generally open the day after Thanksgiving. However, it’s always wise to check with your specific bank branch for their holiday hours, as some may choose to operate on modified schedules or close at their discretion.
To give you a broader picture of bank holidays in Maryland, here is the list for 2025:
| 2025 Bank Holidays in Maryland |
|—|—|
| January 1 (Wednesday) | New Year’s Day |
| January 20 (third Monday) | Dr. Martin Luther King, Jr., Birthday (observed) |
| February 17 (third Monday) | Presidents’ Day |
| May 26 (last Monday) | Memorial Day |
| June 19 (Thursday) | Juneteenth National Independence Day* |
| July 4 (Friday) | Independence Day |
| September 1 (first Monday) | Labor Day |
| October 13 (second Monday) | Columbus Day (observed) |
| November 11 (Tuesday) | Veterans’ Day |
| November 27 (fourth Thursday) | Thanksgiving Day |
| December 25 (Thursday) | Christmas Day |
*If the U.S. Congress designates another day for observance, the day named by Congress becomes the legal date.
In conclusion, while Thanksgiving Day is a bank holiday, you can typically expect banks to be open and operating on their regular Friday schedule the day after Thanksgiving in Maryland. For peace of mind, especially if you need in-person banking services, a quick check of your bank’s local branch hours is always recommended.
