In today’s fast-paced world, managing your finances should be seamless and convenient. The BankMobile Vibe app brings smart, digital banking right to your fingertips, offering a robust suite of features designed to simplify your financial life. Download the app today and experience banking that truly moves with you.
Unlock Exclusive Cash Back Rewards
Maximize your spending power with the innovative cash back offers available through the BankMobile Vibe app. Earn cash back¹ on purchases from a vast network of over 40,000 online and 12,000 local merchants. This feature allows you to recoup value on everyday spending, directly boosting your bank account balance. Enjoy rewards simply by shopping with your BankMobile Vibe app – it’s smart spending made easy.
Seamlessly Link External Accounts with Plaid
Managing multiple accounts just got simpler. The BankMobile Vibe app integrates with Plaid, enabling you to quickly and securely link your external accounts. This connectivity provides a holistic view of your financial landscape, all within a single, user-friendly interface. Monitor balances and transactions across various financial institutions without the hassle of switching between different platforms.
Access Your Paycheck Up to 2 Days Early
Gain quicker access to your funds with early direct deposit². With BankMobile Vibe, you could get paid up to 2 days earlier than traditional banking methods. This early access to your payroll can provide greater financial flexibility and peace of mind, helping you manage bills and expenses more efficiently.
Instant, Fee-Free Transfers with Vibe 2 Friend
Sending and receiving money is instant and free with Vibe 2 Friend. This peer-to-peer transfer feature within the BankMobile Vibe app allows you to seamlessly send money to other Vibe customers without incurring any fees. Whether splitting bills or sending gifts, Vibe 2 Friend makes transactions effortless.
Securely Manage Your Debit Card
Take control of your card security with the quick debit card lock feature. If you misplace your BankMobile debit card, you can instantly lock it through the app to prevent unauthorized use. This feature provides an added layer of security and control, all accessible directly from your mobile device.
Integrate with Apple Wallet®
For added convenience, the BankMobile Vibe app allows you to add your card to Apple Wallet®. Make contactless payments quickly and securely using your iPhone or Apple Watch at millions of locations. Mobile payments are simplified, offering a fast and hygienic way to pay.
Stay Informed with Real-Time Account Alerts
Keep a close eye on your finances with customizable account alerts. The BankMobile Vibe app allows you to stay informed about your account activity with real-time notifications. Receive alerts for transactions, balance updates, and more, ensuring you’re always in the know about your financial status.
Comprehensive Account Management at Your Fingertips
Effortlessly manage your accounts directly from the app. Check your balance, review recent transactions, and easily transfer money to and from external accounts. The BankMobile Vibe app puts complete control over your account management in the palm of your hand.
Grow Your Savings with Interest-Bearing Accounts
Make your money work harder for you by taking advantage of interest-bearing accounts offered through BankMobile. Maximize your savings potential and watch your money grow with competitive interest rates, helping you achieve your financial goals faster.
Deposit Checks on the Go with Mobile Check Deposit
Skip the bank visit and deposit checks quickly and easily with mobile check deposit. Using your smartphone camera, deposit checks securely from anywhere, saving you time and effort.
Access Fee-Free Cash at Allpoint® ATMs
Withdraw cash conveniently without incurring fees by locating the nearest Allpoint® ATM³. With access to a wide network of Allpoint® ATMs, the BankMobile Vibe app ensures you can access your cash when you need it, without surcharge fees.
Streamline Bill Payments with Ease
Manage your bills efficiently by setting up one-time or recurring payments directly through the app. Pay your bills on time, every time, simplifying your monthly financial tasks and avoiding late fees.
The BankMobile Vibe app is designed to provide a comprehensive and user-friendly mobile banking experience. Download the app today and step into a smarter way to bank.
¹ See Cash Back Terms and Conditions for further details. Merchants listed in the Offers sections are in no way affiliated with BM Technologies, Inc., nor are they considered sponsors or co-sponsors of the program. All trademarks are the property of their respective owners. Earned cash back will be credited to your BankMobile checking account within ninety (90) calendar days from the time the qualifying transaction has been posted to your BankMobile checking account.
² Funds from payroll-related direct deposits may be made available up to two days early. Early access to payroll deposits applies to the direct deposit of funds from your employer. Employer direct deposits vary and, as a result, it is not possible to guarantee early access to your pay. Factors that will affect this include the sender’s deposit description used and the timing of their submission of deposit. In order to provide this service, we generally post such details on the same business day we receive the notice that the deposit is scheduled, which may be up to two (2) business days earlier than the payer’s scheduled payment date. In general, benefit checks (direct deposit or otherwise) from the federal or state government will not be eligible for early access based on the parameters we use. As an example, benefits that generally would not receive early access include but are not limited to unemployment, retirement, pension, civil service, railroad retirement and veteran’s payments.
³ Allpoint® ATM location, availability, and hours of operations may vary by merchant and is subject to change.
© 2025 BMTX, Inc., a wholly owned subsidiary of BM technologies, Inc. All rights reserved. Digital banking platform powered by BMTX, Inc. BankMobile banking products and banking services are provided by First Carolina Bank, Member FDIC and Equal Housing Lender. The BankMobile Debit Mastercard® card is issued by First Carolina Bank pursuant to license from Mastercard International Incorporated. The card is administered by First Carolina Bank. Mastercard and the Mastercard brand mark are registered trademarks of Mastercard International Incorporated. All other names and logos are owned by their respective owners.
