Legend Bank Issues Fraud Alert: Spotting Counterfeit Cashier’s Checks

Legend Bank has reported the circulation of multiple versions of counterfeit cashier’s checks. These fraudulent checks are being used in various online scams across the nation. It’s crucial to be vigilant and know how to identify these fakes to protect yourself from financial losses. This alert details eight distinct variations of these counterfeit checks and provides guidance on verification.

8 Variations of Counterfeit Legend Bank Cashier’s Checks to Watch Out For

Here’s a breakdown of the characteristics of each counterfeit cashier’s check variation reported by Legend Bank. Pay close attention to these details if you receive a check claiming to be from Legend Bank.

Variation No. 1

This version exhibits several identifying features:

• Color: Unknown color.
• Wording: “CASHIER’S CHECK” printed in the top center.
• Security Border: A dark top border with the statement: “FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER.”
• PO Drawer: Bank’s PO Drawer listed as “1051” or “1061” under the logo.
• Right Portion Boxes: “date,” “check number,” and “amount” in dark shaded boxes, table format on the right.
• Remitter Names: May include Julie Wade, Janet Coleman, or Kate Gilbert.
• Authorized Signature: Appears to be Robert C. Bryan.
• Copy Detection: “VOID” appears when copied.

Variation No. 2

This counterfeit check has the following traits:

• Color: Unknown color.
• Wording: Does not contain “Cashier’s Check.”
• Security Border: Dark top border with the statement: “FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER.”
• Remitter Name: May show Joan Quillin as the remitter.
• Authorized Signature: Appears to be Carol Morrow.
• Payable Amount: Uses “DOL-” instead of spelling out “dollars.”
• Notice Abbreviation: Uses “PLS.” instead of spelling out “please” in the bottom left “Notice.”

Variation No. 3

This version is characterized by:

• Color: White.
• Wording: “CASHIER’S CHECK” in the top center.
• Security Border: Blue top border with the statement: “FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER.”
• Bank Address: Bank’s address printed beneath the name and logo.
• Remitter Names: Possible remitters include Joan MacDaniels, Joan Arnold, Joyce MacDavid, Jennifer Stanley, Julie Fitzgerald, or Katie Winters.
• Copy Detection: “VOID” appears when copied.
• Security Features: May have a heat-sensitive lock at the bottom center or the statement: “Security features included. Details on back.”
• Authorized Signature: Appears to be Robert C. Bryan, similar to Variation 1.

Variation No. 4

Identify this counterfeit by these features:

• Color: Unknown color.
• Border: Decorative scrolled border.
• Bank Name Box: Bank’s name in a box in the top center, address typed in the top left corner.
• Watermark Statement: “HOLD DOCUMENT UP TO THE LIGHT TO VIEW TRUE WATERMARK” within the scrolled border.
• Wording: Does not include “Cashier’s Check.”
• Remitter Name: Jason Phillips may be listed as remitter.
• Customer Notice: Bottom left notice: “NOTICE TO CUSTOMERS – LOST STATEMENT MUST BE SIGNED IF THIS INSTRUMENT IS LOST, MISPLACED OR STOLEN.”
• Authorized Signature: Illegible signature.

Variation No. 5

This variation is marked by:

• Color: Unknown color.
• Wording: Does not contain “Cashier’s Check.”
• Security Border: Dark top border with: “FOR SECURITY PURPOSES, THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER.”
• Remitter Name: No remitter name present.
• Authorized Signature: Appears to be Carol Morrow.
• Notice Abbreviation: Uses “PLS.” for “please” in the bottom left “Notice.”
• Overlapping Security Statement: Bottom border security statement is hard to read due to overlap with the Notice and “Member FDIC.”

Variation No. 6

Look for these characteristics in this counterfeit:

• Color: Unknown color.
• Wording: “CASHIER’S CHECK” in the top right portion.
• Check Number Prefix: “No.” precedes the check number.
• Security Border: Dark top border with: “THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK.”
• Remitter Name: No remitter name present.
• Authorized Signature: Illegible signature.
• Reverse Watermark: Watermark on the back reads “Original Document.”

Variation No. 7

This version is identified by:

• Color: Unknown color.
• Wording: Does not include “Cashier’s Check.”
• Security Border: Border with: “TO VERIFY AUTHENTICITY, SEE REVERSE SIDE FOR DESCRIPTION OF THE 13 SECURITY FEATURES.”
• Remitter Name: Fresenius Medical Care listed as remitter.
• Authorized Signature: Appears to be Kassy Albreth.
• Heat-Sensitive Lock: Located to the left of the signature line.

Variation No. 8

This counterfeit check has the following features:

• Color: Blue.
• Pattern: Basket weave pattern.
• Security Border: Darker blue top border stating: “WARNING: THIS DOCUMENT HAS SECURITY FEATURES IN THE PAPER.”
• Wording: “CASHIER’S CHECK” in the top center.
• PO Drawer: PO Drawer “5001” listed under the bank name and logo.
• Check Number Prefix: “Check No.” precedes the check number.
• Member FDIC Location: “Member FDIC” between and slightly below “CASHIER’S CHECK” and “Check No.”
• Remitter Name: No remitter name present.
• Memo Line: “MEMO: 1125 Oxford” at the bottom border.
• Authorized Signature: First name appears to be “John.”

Scam Correspondence Details

Accompanying these counterfeit checks, you might receive correspondence from these entities or individuals:

• Standard Trust and Financial Lotto: J.P. Underwood, Award Dispatch Manager, International Claim Department, 4805 Maryland Parkway, Las Vegas, NV 89119. Contact Claim Agent Allan Jacques at (866) 309-3407 or [email protected].
• American Mega Lottery Payment: Bobbie Johnson, Office Registrar, 5247 Las Vegas South, Las Vegas, NV 89101 / 111 King Edward Road, London, England, SE34 OBS. Contact Jimmy Hacker at (416) 457-4362.
• Survey Shoppers USA: Dan Strauss, Human Resource Manager, 8107 12th Avenue, Suite 207D, New York, NY 10022-4605. Contact Customer Service at (800) 210-5952 or [email protected].
• Bunim/Murray Productions: Mark Troxel. Contact payment department at [email protected].
• Payment Department: Jason Brewer. Contact writer at [email protected].

Verify Authenticity with Legend Bank Directly

To verify the authenticity of any cashier’s check purportedly from Legend Bank, contact Chris Simpson, Fraud Officer:

• Mail: 101 W Tarrant St., PO Box 1081, Bowie, TX 76230
• Phone: (940) 235-1680
• Fax: (940) 872-3609
• Email: [email protected]

Report Counterfeit Checks

If you encounter these or any suspicious items, report them to the appropriate authorities. For matters concerning Legend Bank and national banks, you can also inform the Office of the Comptroller of the Currency (OCC):

Office of the Comptroller of the Currency
Special Supervision Division
400 7th St. SW, Suite 3E-218; MS 8E-12
Washington, DC 20219
Phone: (202) 649-6450
Fax: (571) 293-4925
www.occ.gov
[email protected]

For information on other types of financial fraud, visit the OCC’s anti-fraud resources page.

Stay informed and protect yourself from check fraud. Always verify the legitimacy of cashier’s checks, especially from Legend Bank, using the provided contact information.