Understanding and locating your Bank of America routing number is essential for various banking activities, from setting up direct deposits to initiating wire transfers. This guide provides a detailed overview of Bank of America routing numbers, explaining what they are, why you need them, and how to find yours quickly and accurately.
What is a Bank of America Routing Number?
A routing number, officially known as an ABA routing number or routing transit number (RTN), is a nine-digit code that identifies your bank to other financial institutions. This number is crucial for routing funds during electronic transfers in the United States. The American Bankers Association (ABA) developed this system to streamline fund transfers, initially for paper checks but now predominantly for electronic transactions via the Automated Clearing House (ACH) network and wire transfers.
Think of a routing number like a zip code for bank accounts. Just as a zip code directs mail to the correct geographic location, a routing number directs electronic funds to the correct bank.
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ABA and Routing NumberOriginal alt text: ABA and Routing Number
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ABA and Routing Number
Why Do You Need Your Bank of America Routing Number?
Your Bank of America routing number is necessary for a variety of financial transactions, including:
- Setting up Direct Deposits: Whether it’s your paycheck, Social Security benefits, or tax refunds, you’ll need to provide your routing number and account number to ensure funds are deposited directly into your Bank of America account.
- Making Automatic Payments: For recurring bills like utilities, loans, or subscriptions, you can set up automatic payments using your routing and account numbers, allowing for hassle-free and timely payments.
- Sending and Receiving Wire Transfers: For transferring larger sums of money quickly, both domestically and internationally, wire transfers require routing numbers to ensure the funds reach the correct bank.
- ACH Transfers: Initiating ACH transfers to or from external bank accounts, including transfers to investment accounts or for online payments, relies on your routing number.
Finding Your Bank of America Routing Number
Bank of America provides multiple convenient ways to locate your routing number:
- Online Banking: The easiest and most secure method is to log in to your Bank of America online banking account. Once logged in, you can typically find your routing number displayed in your account information or under account services. Bank of America explicitly mentions this option for easy access.
- Mobile App: Similarly, the Bank of America mobile app provides quick access to your routing number. After logging in, navigate to your account details, where you should find your routing number listed alongside your account number.
- Check: If you have a Bank of America checkbook, your routing number is printed on the bottom left corner of your checks. It’s the nine-digit number preceding your account number.
- Bank Statement: Your routing number is also usually printed on your Bank of America account statements. Look for it in the account information section.
- Contacting Bank of America: If you can’t find your routing number through these methods, you can always contact Bank of America customer service directly. They can securely provide you with your routing number after verifying your identity.
Bank of America Routing Numbers by State
It’s important to note that Bank of America routing numbers can vary depending on the state where you opened your account. While some states share the same routing number, others have state-specific numbers. This is why it’s crucial to verify the routing number associated with your specific account.
Below is a comprehensive list of Bank of America routing numbers by state for electronic payments (ACH, direct deposits) and paper transactions. Note that Wire Transfer routing number is generally consistent across all states.
Important: Always verify your routing number through Bank of America’s official online banking or mobile app to ensure accuracy, rather than solely relying on this list, as routing numbers can be subject to change.
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Bank of America ABA Routing Number: Alabama
Alabama
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Alaska
Alaska
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Arizona
Arizona
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 122101706
Paper (for example: ordering checks): 122101706
Wire Transfer: 026009593
Bank of America ABA Routing Number: Arkansas
Arkansas
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 082000073
Paper (for example: ordering checks): 082000073
Wire Transfer: 026009593
Bank of America ABA Routing Number: California
California
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 121000358
Paper (for example: ordering checks): 121000358
Wire Transfer: 026009593
Bank of America ABA Routing Number: Colorado
Colorado
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 123103716
Paper (for example: ordering checks): 123103716
Wire Transfer: 026009593
Bank of America ABA Routing Number: Connecticut
Connecticut
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 011900254
Paper (for example: ordering checks): 011900571
Wire Transfer: 026009593
Bank of America ABA Routing Number: Delaware
Delaware
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 031202084
Paper (for example: ordering checks): 031202084
Wire Transfer: 026009593
Bank of America ABA Routing Number: District Of Columbia
Washington DC
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 054001204
Paper (for example: ordering checks): 054001204
Wire Transfer: 026009593
Bank of America ABA Routing Number: Florida
Florida, East
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 063100277
Paper (for example: ordering checks): 063000047
Wire Transfer: 026009593
Florida, West
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 063100277
Paper (for example: ordering checks): 063100277
Wire Transfer: 026009593
Bank of America ABA Routing Number: Georgia
Georgia
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 061000052
Paper (for example: ordering checks): 061000052
Wire Transfer: 026009593
Bank of America ABA Routing Number: Hawaii
Hawaii
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Idaho
Idaho
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 123103716
Paper (for example: ordering checks): 123103716
Wire Transfer: 026009593
Bank of America ABA Routing Number: Illinois
Illinois – South
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 081904808
Paper (for example: ordering checks): 081904808
Wire Transfer: 026009593
Illinois – North
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 071000505
Paper (for example: ordering checks): 071000505
Wire Transfer: 026009593
Illinois – Chicago Metro
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 081904808
Paper (for example: ordering checks): 071103619
Wire Transfer: 026009593
Bank of America ABA Routing Number: Indiana
Indiana
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 071214579
Paper (for example: ordering checks): 071214579
Wire Transfer: 026009593
Bank of America ABA Routing Number: Iowa
Iowa
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 073000176
Paper (for example: ordering checks): 073000176
Wire Transfer: 026009593
Bank of America ABA Routing Number: Kansas
Kansas
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 101100045
Paper (for example: ordering checks): 101100045
Wire Transfer: 026009593
Bank of America ABA Routing Number: Kentucky
Kentucky
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 064000020
Paper (for example: ordering checks): 064000020
Wire Transfer: 026009593
Bank of America ABA Routing Number: Louisiana
Louisiana
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Maine
Maine
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 011200365
Paper (for example: ordering checks): 011200365
Wire Transfer: 026009593
Bank of America ABA Routing Number: Maryland
Maryland
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 052001633
Paper (for example: ordering checks): 052001633
Wire Transfer: 026009593
Bank of America ABA Routing Number: Massachusetts
Massachusetts
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 011000138
Paper (for example: ordering checks): 011000138
Wire Transfer: 026009593
Bank of America ABA Routing Number: Michigan
Michigan
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 072000805
Paper (for example: ordering checks): 072000805
Wire Transfer: 026009593
Bank of America ABA Routing Number: Minnesota
Minnesota
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 071214579
Paper (for example: ordering checks): 071214579
Wire Transfer: 026009593
Bank of America ABA Routing Number: Mississippi
Mississippi
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Missouri
Missouri East/St. Louis
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 081000032
Paper (for example: ordering checks): 081000032
Wire Transfer: 026009593
Missouri West/Kansas City
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 081000032
Paper (for example: ordering checks): 101000035
Wire Transfer: 026009593
Bank of America ABA Routing Number: Montana
Montana
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Nebraska
Nebraska
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 123103716
Paper (for example: ordering checks): 123103716
Wire Transfer: 026009593
Bank of America ABA Routing Number: Nevada
Nevada
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 122400724
Paper (for example: ordering checks): 122400724
Wire Transfer: 026009593
Bank of America ABA Routing Number: New Hampshire
New Hampshire
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 011400495
Paper (for example: ordering checks): 011400495
Wire Transfer: 026009593
Bank of America ABA Routing Number: New Jersey
New Jersey
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 021200339
Paper (for example: ordering checks): 021200339
Wire Transfer: 026009593
Bank of America ABA Routing Number: New Mexico
New Mexico
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 107000327
Paper (for example: ordering checks): 107000327
Wire Transfer: 026009593
Bank of America ABA Routing Number: New York
New York
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 021000322
Paper (for example: ordering checks): 021000322
Wire Transfer: 026009593
Bank of America ABA Routing Number: North Carolina
North Carolina
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 053000196
Paper (for example: ordering checks): 053000196
Wire Transfer: 026009593
Bank of America ABA Routing Number: North Dakota
North Dakota
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Ohio
Ohio
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 071214579
Paper (for example: ordering checks): 071214579
Wire Transfer: 026009593
Bank of America ABA Routing Number: Oklahoma
Oklahoma
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 103000017
Paper (for example: ordering checks): 103000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Oregon
Oregon
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 323070380
Paper (for example: ordering checks): 323070380
Wire Transfer: 026009593
Bank of America ABA Routing Number: Pennsylvania
Pennsylvania
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 031202084
Paper (for example: ordering checks): 031202084
Wire Transfer: 026009593
Bank of America ABA Routing Number: Rhode Island
Rhode Island
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 011500010
Paper (for example: ordering checks): 011500010
Wire Transfer: 026009593
Bank of America ABA Routing Number: South Carolina
South Carolina
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 053904483
Paper (for example: ordering checks): 053904483
Wire Transfer: 026009593
Bank of America ABA Routing Number: South Dakota
South Dakota
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Tennessee
Tennessee
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 064000020
Paper (for example: ordering checks): 064000020
Wire Transfer: 026009593
Bank of America ABA Routing Number: Texas
Texas, North
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 111000025
Paper (for example: ordering checks): 111000025
Wire Transfer: 026009593
Texas, South
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 111000025
Paper (for example: ordering checks): 113000023
Wire Transfer: 026009593
Bank of America ABA Routing Number: Utah
Utah
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 123103716
Paper (for example: ordering checks): 123103716
Wire Transfer: 026009593
Bank of America ABA Routing Number: Vermont
Vermont
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Virginia
Virginia
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Washington
Washington
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 125000024
Paper (for example: ordering checks): 125000024
Wire Transfer: 026009593
Bank of America ABA Routing Number: West Virginia
West Virginia
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Bank of America ABA Routing Number: Wisconsin
Wisconsin
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 123103716
Paper (for example: ordering checks): 123103716
Wire Transfer: 026009593
Bank of America ABA Routing Number: Wyoming
Wyoming
Electronic payment (for example: direct deposits, automatic payments and ACH transfers): 051000017
Paper (for example: ordering checks): 051000017
Wire Transfer: 026009593
Wire Transfer Routing Number for Bank of America
As shown in the state-by-state list, the wire transfer routing number for Bank of America is consistently 026009593 across all states. This simplifies the process for sending or receiving wire transfers, as you don’t need to determine the specific state where the account was opened for wire transactions.
Using the Correct Routing Number: Avoiding Transaction Errors
Using the correct Bank of America routing number is crucial to ensure your financial transactions are processed smoothly and without delays. An incorrect routing number can lead to:
- Failed Transactions: Payments or deposits may be rejected and returned to the sender.
- Delayed Processing: Transactions might be delayed as banks attempt to correct routing errors.
- Fees and Complications: Incorrect routing information can sometimes result in fees or require additional steps to rectify the error.
To avoid these issues, always double-check the routing number before initiating any transaction. The most reliable way to confirm your Bank of America routing number is through their online banking platform or mobile app, as these sources provide the most accurate and up-to-date information specific to your account.
Conclusion
Your Bank of America routing number is a fundamental piece of information for managing your finances effectively. Whether you’re setting up direct deposit, paying bills automatically, or sending wire transfers, knowing your routing number and how to find it is essential. Utilize the methods outlined in this guide to quickly and securely access your Bank of America routing number and ensure seamless banking transactions. Always prioritize verifying your routing number through official Bank of America channels to guarantee accuracy and avoid potential errors.
