Are you considering opening a new bank account? TD Bank offers a range of checking and savings accounts designed to meet various financial needs, and currently, they’re providing attractive bonuses for new customers. This guide breaks down the current bonus offers and provides essential information on how to access TD Bank customer service should you have any questions.
Current TD Bank Account Bonuses: A Quick Overview
TD Bank is enticing new customers with bonus offers for opening select checking and savings accounts. However, it’s crucial to understand the eligibility requirements and conditions to qualify for these bonuses.
Checking Account Bonus
TD Bank provides bonuses for opening new personal checking accounts, specifically the TD Beyond Checking and TD Complete Checking accounts. To be eligible for the checking bonus, you must not be a current TD Bank personal checking customer, nor have had a closed personal checking account within the last year, or previously received a checking account bonus from TD Bank. A key requirement is setting up qualifying direct deposits, which means electronic deposits of your paycheck, pension, or government benefits of at least $250 each. Note that person-to-person transfers or bank transfers between your accounts do not count as direct deposits.
Both TD Beyond Checking and TD Complete Checking accounts come with monthly maintenance fees, but these can be waived by meeting certain criteria. For TD Beyond Checking, you can waive the fee by having $5,000 or more in direct deposits, maintaining a minimum daily balance of $2,500, or keeping a combined balance of $25,000 across eligible TD Bank accounts. TD Complete Checking’s monthly fee can be waived with $500 or more in direct deposits, a $500 minimum daily balance, or a combined balance of $5,000. For young adults aged 17 through 23, the monthly fee is automatically waived for TD Complete Checking.
Savings Account Bonus
Similar bonus opportunities extend to savings accounts, including TD Signature Savings and TD Simple Savings. Eligibility for a savings bonus mirrors the checking account bonus restrictions: you shouldn’t be a current or recent TD Bank personal savings or money market customer, nor have received a past savings account bonus.
TD Beyond Checking account holders enjoy waived monthly maintenance fees on linked personal savings accounts. TD Signature Savings and TD Simple Savings accounts also have their monthly fees waived when linked to a TD Complete Checking account. Keep in mind that maintaining specific balances for a defined period after account opening might be necessary to fully secure the bonus.
Key Features Across TD Bank Accounts
Beyond the bonuses, TD Bank accounts offer several beneficial features:
- ATM Access: TD Beyond Checking and TD Signature Savings accounts waive TD ATM fees regardless of your balance. For non-TD ATMs, fees are reimbursed when maintaining a minimum daily balance of $2,500 in TD Beyond Checking or TD Signature Savings. For younger account holders (17-23) with TD Complete Checking, non-TD ATM fees are waived.
- Overdraft Services: While TD Essential Banking accounts do not offer overdraft services, other accounts provide options and grace periods to manage overdrafts, potentially refunding fees if balances are quickly restored.
- TD Early Pay: Eligible direct deposits can be accessed up to two business days early with TD Early Pay, a service offered without enrollment or fees.
- Mobile and Digital Banking: TD Bank provides convenient mobile deposit through their app and supports Zelle® for easy money transfers.
Need Help? Contact TD Bank Customer Service
If you have questions about account bonuses, eligibility, or need assistance with your TD Bank account, reaching out to customer service is straightforward. While specific contact details may vary, the most direct way to contact TD Bank customer service is via phone.
To find the Td Bank Customer Service Phone Number:
- Visit the official TD Bank website: Go to www.td.com.
- Look for “Contact Us” or “Customer Service” links: These are usually located in the website’s header or footer.
- Navigate to the “Phone” or “Call Us” section: You should find the appropriate phone number for customer service inquiries.
Alternatively, you can use online search engines like Google and search for “TD Bank customer service phone number” to quickly find the contact number. TD Bank also typically offers customer service through online chat and secure messaging within their online banking platform.
Conclusion
TD Bank’s current account bonuses present a valuable opportunity for new customers. Understanding the account features and bonus requirements is the first step. Should you need further clarification or support during your account opening process or at any time afterward, TD Bank customer service is readily available to assist you. Remember to visit the official TD Bank website or use a search engine to find the most up-to-date customer service phone number and explore other contact options.
