Are you looking for a new checking account with a sweet bonus? Truist Bank is offering a fantastic opportunity to earn $400 by opening a Truist One Checking account online. This limited-time offer is designed to reward new customers who set up direct deposit and experience the convenience of Truist online banking.
Key Details of the Truist $400 Checking Account Bonus
This exclusive offer is available for new Truist One Checking accounts opened online between October 31, 2024, and April 30, 2025. To snag the $400 bonus, you need to enroll in the promotion using the promo code DC2425TR1400 during the online account opening process. The most important step after opening your account is to set up qualifying direct deposits. You need to receive at least two qualifying direct deposits totaling $1,000 or more within 120 days of opening your account.
What counts as a qualifying direct deposit? Think of your regular income – this includes electronic credits of your salary, pension, Social Security, or other regular monthly income from your employer or an outside agency. It’s important to note that transfers between accounts, branch or ATM deposits, online or mobile transfers, or deposits via mail are not considered qualifying direct deposits. Make sure your direct deposits are from your payroll provider or another eligible source to meet the requirements.
Who is Eligible for the Truist Checking Account Promotion?
This offer is for new Truist checking customers. Specifically, you are eligible if you are not currently a primary account holder on an existing Truist personal checking account and haven’t closed a personal checking account with Truist since October 31, 2023. You must be 18 years or older and a US resident with a valid US taxpayer identification number.
Furthermore, to open the Truist One Checking account online and qualify for this offer, your mailing address must be in one of the following states or districts: AL, AR, FL, GA, IN, KY, MD, MS, NC, NJ, OH, PA, SC, TN, TX, VA, WV, or DC.
Getting Your $400 Reward and Important Dates
Once you’ve met the direct deposit requirements, Truist will verify your eligibility. The $400 reward will be deposited into your new checking account within 4 weeks after verification. To ensure you receive the bonus, keep your new checking account open, in good standing, and with a balance of at least $0.01 from the time you meet the requirements until the reward is deposited.
Remember, this promotion is limited to one reward per checking account and per customer. Truist will report the bonus to the IRS as required by law, and any applicable taxes are your responsibility. All promotional payouts will be completed by January 31, 2026, after which this promotion concludes.
What Could Cause You to Miss Out on the Bonus?
Reward forfeiture can occur in a few situations. If you change your Truist One Checking account to a different account type that’s not part of this offer, you will forfeit the bonus. Closing your account before the reward is deposited will also result in forfeiture. Lastly, if your account balance is $0.00 or negative when Truist verifies your qualification, you will not receive the reward.
How to Open Your Truist One Checking Account Online and Enroll
Ready to get started and earn your $400 bonus while enjoying Truist online banking login benefits? Visit the offer website and click “Open an account online.” Crucially, enter the promo code DC2425TR1400 in the designated promo code field. Review the full Terms and Conditions, accept the offer, and proceed with opening your account. Accounts opened without applying the promo code will not be eligible for this offer. After enrolling, you might receive promotional updates via email or by calling 800.709.8700.
Opening deposit is minimal, just $50 to get started. This offer cannot be combined with other checking account offers and is subject to change or discontinuation at any time. Truist is focused on providing valuable offers directly to eligible customers and may restrict payouts for offers claimed through unauthorized third-party sites.
Take advantage of this limited-time opportunity to open a Truist One Checking account and earn a $400 bonus while gaining access to convenient Truist online banking login for managing your finances efficiently.
