HSBC Bank USA, N.A. provides a range of deposit products within the United States, all of which are insured by the FDIC. This foundational service is complemented by a suite of financial solutions designed to meet diverse banking needs within the US market.
Beyond basic banking, HSBC Securities (USA) Inc. (HSI), a member of NYSE/FINRA/SIPC, offers investment, annuities, and variable life insurance products. It’s important to note that in California, HSI operates its insurance business as HSBC Securities Insurance Services (License # OE67746). HSI is an affiliate of HSBC Bank USA, N.A., expanding the financial services ecosystem available to US clients. Furthermore, HSBC Insurance Agency (USA) Inc., a wholly-owned subsidiary of HSBC Bank USA, N.A., provides whole life, universal life, term life, and other insurance types, adding another layer of protection and financial planning options. Product availability can vary by state, and services are not accessible in every state. California license #: OD36843.
HSBC is also committed to sustainability, and details about HSBC Group’s* approach to this critical area are available at Our climate strategy | HSBC Holdings plc. *HSBC Group encompasses HSBC’s global affiliates, indicating a worldwide commitment to sustainable practices.
For those interested in homeownership, HSBC Bank USA, N.A. offers mortgage and home equity products within the U.S., specifically for properties located in the United States. These are subject to credit approval, and applicants must meet specific program qualifications. It’s important to be aware that programs can change, and geographic and other restrictions may apply. Discounts are also subject to change or cancellation and cannot be combined with other offers.
The HSBC Global Money Account is presented as a modern banking solution, a prepaid, multi-currency account accessible through the HSBC Mobile Banking App for customers who also maintain an HSBC consumer deposit account. This highlights the interconnectedness of HSBC’s digital banking services.
It is crucial to recognize that standard data charges from your service provider may apply when using mobile banking services, and HSBC Bank USA, N.A. is not liable for these charges. Utilizing HSBC Mobile Check Deposit requires a device with a camera, and deposit amount limits may be in place. The HSBC Mobile Banking App is compatible with iPhone®, iPad®, and Android™ devices and is available for download from the App Store™ or Google Play™.
iPhone and iPad are trademarks of Apple Inc., registered in the U.S. and other countries, while Android and Google Play are trademarks of Google LLC. App Store is a registered trademark of Apple Inc. These legal details are important for users of digital banking services.
For United States persons, it is important to remember that they are subject to U.S. taxation on their worldwide income and may have tax and other filing obligations for both U.S. and non-U.S. accounts. Consulting a tax advisor is recommended for further clarification.
Important Information for Clients Outside the U.S.: HSBC’s products and services in the U.S. are primarily designed for individuals located within the United States and are governed by U.S. laws and regulations. The offerings, terms, and conditions are subject to change and may not be available everywhere or to all customers. Any required contracts, applications, disclosures, or other documents are deemed executed in the U.S. and are acted upon only after your signature and receipt by HSBC in the U.S. If you are not based in the U.S., your country’s laws and regulations may affect the provision or use of HSBC U.S. products and services. Non-U.S. residents should review cross-border product and service disclaimers on the Cross Border Disclosure page of the HSBC website at www.us.hsbc.com/crossborder. This is vital for international clients considering Us Bank Accounts or services.
